Annuities Advice?

actually monetary inflation is quite low . a lot of the increases we see are shortage and demand based not an inflating money supply ..

just look at oil as an example.what was once scarce is now abundant . oil is cheaper today then 12 years ago ... when we increase supply or stop the over use prices fall on most things . it has nothing to do with the money supply
I live in oil country. Know lots of things are working together for oil prices. But when you have short term interest bearing treasury bonds going for more than long term, that to me says inversion. Period. And with the overall interest rates so low and still yelling for the feds to keep lowing them...how low can they go already.

If I find that history of the money I'll post the link. Very interesting and scary to see where we can be headed. Most would say greed and avarice I guess. Pretty soon a kid will pop out of his mom's womb a few hundred grand in debt!
 

I gave up predicting..Recession is always part of the business cycle ... in fact markets spend 80% of their time somewhere between the last low and last high ....trying to time this stuff is a losing game .

I have been an investor since 1987 ..I have been through crashes ,wars , the Great Recession and the lost decade for stocks as well as all the downturns ...markets still returned 10% a year cagr ...which is within spitting distance of just about every other retirement time frame or typical accumulation stage ....in short don’t try to rule bad things out , plan for them and allow for them and just forget about this stuff ...in the end odds are we will once again be just fine as we have been for 95% of the 119 30 year cycles we already had
 
I gave up predicting..Recession is always part of the business cycle ... in fact markets spend 80% of their time somewhere between the last low and last high ....trying to time this stuff is a losing game .

I have been an investor since 1987 ..I have been through crashes ,wars , the Great Recession and the lost decade for stocks as well as all the downturns ...markets still returned 10% a year cagr ...which is within spitting distance of just about every other retirement time frame or typical accumulation stage ....in short don’t try to rule bad things out , plan for them and allow for them and just forget about this stuff ...in the end odds are we will once again be just fine as we have been for 95% of the 119 30 year cycles we already had
As long as we live long enough...lol. Otherwise it won't matter.
 

Well if we don’t and we have a spouse they will ....life expectancy for a couple is much higher than either separately since each can outlive the other . There is almost a 50% chance at 65 one in a couple will see 90
Yeah, then they can get a "gigolo" to help her spend it and live happily ever after!
 

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