boliverchadsworth
Member
Senior housing needs unmet:
After months and into years of searching I have yet to find a small affordable, emphasis on “affordable, welcoming” senior complex for me- a male lone senior, to move to, once the need arises.
There are various income guidelines and various restrictions to most if not all of the affordable senior properties/senior housing properties.
Varying, By County, loan type that the facility was built with, HUD, IRS, local agi income guidelines, by county, etc-- all contribute to extremely undecipherable complicated formulas to determine the amount of money eligible potential tenets needed to comply for leasing eligibility.
In some instances, some of these properties may have a certain percentage of units that they can lease at “market rate” which of course would be above the low-income guidelines for the majority of the units in that complex. These “may” be known as 202’s Some of the ones I have come across- 20% of the units have the option, determined by management?! to rent at market rates or not...or not, means back to the income guidelines-..--the 202
‘S might be what I might be interested in..again different from complex to complex to county etc.
My dilemma is that I make a few thousand too much to allow me to qualify for the low-income bar what that actually means is I make too much to qualify for low income and not enough for anything that semi-decent in a welcoming senior housing community. There seems to be no middle ground income wise-from low income to upper-middle/upper income-
it cannot be just me there must be many thousands of us folks that are in this predicament I think most of those folks have relatives, or children, other folks that they can share with if necessary-I have no one.
Another noteworthy issue on Sunday mornings I typically drive to some of these potential facilities and catch a tenant walking their dog or taking an early morning stroll or similar and I almost always stop and visit with them and question them --to a person they -hate --(that's capital h a t e) the facility- the facility management, the facility maintenance, and their own Neighbors, and it is a matter of fact- that's just brutal for these people to live in these conditions these I am speaking of are the predominately low-income guideline places and the more market-rate and slightly higher low middle-income places...
So if anyone can relate to this particular situation which cannot be isolated to just me- I would appreciate any “new and useful information” bear in mind I've heard most horror stories- so not helpful-
“ new useful information” -perhaps affordable welcoming senior housing facilities Cottages Garden Apartments for a lone single male. I am in the Midwest think Kansas City region. But, still mobile and portable.so can relocate …
I realize that senior-friendly states such as Florida/Arizona etc have special senior communities etc--but for me likely out of reach for me financially. Maybe not? Thus my post.?
So what I'm looking for is new and useful information that is not commonly known, and current information--there must be other single seniors that are in this predicament -
Buying is getting to be an option! not that is my first choice...but rates are down and payments generally are less than rent plus -Thanks all.-
P.S. ya never can tell!-someone on here may know of an elder law attorney or a senior affordable housing specialist, property manager, complex owner, etc.
so good luck to me, if this was easy or even doable I would have had it done by now effort/ingenuity, and diligence didn’t get it.--
Stay safe ….NO KISSING-
After months and into years of searching I have yet to find a small affordable, emphasis on “affordable, welcoming” senior complex for me- a male lone senior, to move to, once the need arises.
There are various income guidelines and various restrictions to most if not all of the affordable senior properties/senior housing properties.
Varying, By County, loan type that the facility was built with, HUD, IRS, local agi income guidelines, by county, etc-- all contribute to extremely undecipherable complicated formulas to determine the amount of money eligible potential tenets needed to comply for leasing eligibility.
In some instances, some of these properties may have a certain percentage of units that they can lease at “market rate” which of course would be above the low-income guidelines for the majority of the units in that complex. These “may” be known as 202’s Some of the ones I have come across- 20% of the units have the option, determined by management?! to rent at market rates or not...or not, means back to the income guidelines-..--the 202
‘S might be what I might be interested in..again different from complex to complex to county etc.
My dilemma is that I make a few thousand too much to allow me to qualify for the low-income bar what that actually means is I make too much to qualify for low income and not enough for anything that semi-decent in a welcoming senior housing community. There seems to be no middle ground income wise-from low income to upper-middle/upper income-
it cannot be just me there must be many thousands of us folks that are in this predicament I think most of those folks have relatives, or children, other folks that they can share with if necessary-I have no one.
Another noteworthy issue on Sunday mornings I typically drive to some of these potential facilities and catch a tenant walking their dog or taking an early morning stroll or similar and I almost always stop and visit with them and question them --to a person they -hate --(that's capital h a t e) the facility- the facility management, the facility maintenance, and their own Neighbors, and it is a matter of fact- that's just brutal for these people to live in these conditions these I am speaking of are the predominately low-income guideline places and the more market-rate and slightly higher low middle-income places...
So if anyone can relate to this particular situation which cannot be isolated to just me- I would appreciate any “new and useful information” bear in mind I've heard most horror stories- so not helpful-
“ new useful information” -perhaps affordable welcoming senior housing facilities Cottages Garden Apartments for a lone single male. I am in the Midwest think Kansas City region. But, still mobile and portable.so can relocate …
I realize that senior-friendly states such as Florida/Arizona etc have special senior communities etc--but for me likely out of reach for me financially. Maybe not? Thus my post.?
So what I'm looking for is new and useful information that is not commonly known, and current information--there must be other single seniors that are in this predicament -
Buying is getting to be an option! not that is my first choice...but rates are down and payments generally are less than rent plus -Thanks all.-
P.S. ya never can tell!-someone on here may know of an elder law attorney or a senior affordable housing specialist, property manager, complex owner, etc.
so good luck to me, if this was easy or even doable I would have had it done by now effort/ingenuity, and diligence didn’t get it.--
Stay safe ….NO KISSING-