Buying stocks now? 3/17/2020

AnnieA

Well-known Member
Location
Down South
Have never bought single stocks before so am wondering about buying low now. Have been looking at cruise line stocks etc.

Any stock market gurus have advice for those of us who want to buy low but are lacking in knowledge?
 

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I would not recommend you blindly buy stocks ..go buy a diversified index fund unless you know how to evaluate financials

I have mutual funds already and am not touching those right now. The question was about buying single stocks while they're currently low. I'm not stupid and can learn. This is not astrophysics or neurosurgery. I have two master's degrees ...just not in finance. I also have time on my hands for learning more these days.

I asked a specific question. If you don't have the time or ability to answer that question in a meaningful way or point to meaningful resources about purchasing single stocks, please refrain from answering me.
 

I'm not stupid and can learn. This is not astrophysics or neurosurgery. I have two master's degrees ...just not in finance. I also have time on my hands for learning more these days.

I asked a specific question. If you don't have the time or ability to answer that question in a meaningful way or point to meaningful resources about purchasing single stocks, please refrain from answering me.
If you have the ability to analyze financials why you asking ? You told us you have zero experience with stocks ...buying individual stocks is not for beginners no matter what tip anyone gives you.

Do what you want .......
 
If you have the ability to analyze financials why you asking ? You told us you have zero experience with stocks ...buying individual stocks is not for beginners no matter what tip anyone gives you.

Do what you want .......

I have mutual funds. And your arrogance is laughable. If no beginner ever bought individual stocks, then no one would own them.
 
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I have mutual funds already and am not touching those right now. The question was about buying single stocks while they're currently low. I'm not stupid and can learn. This is not astrophysics or neurosurgery. I have two master's degrees ...just not in finance. I also have time on my hands for learning more these days.

I asked a specific question. If you don't have the time or ability to answer that question in a meaningful way or point to meaningful resources about purchasing single stocks, please refrain from answering me.

Annie, don't buy now. If we are starting a recession now, it will be a while before the stocks hit their all-time lows. ALL stocks are going down now regardless, but the ones impacted by the need not to travel or be with crowds will of course suffer the most. Airlines, cruises, restaurants etc. I have a list of stocks I want to buy and/or add to at Yahoo Finance and like to buy them at 52 week lows or 50% off their 52 week highs. In cases like now with an imploding market, I even find out what is their 5 year low and aim for that if possible.

I have made plenty of mistakes and have had a few good winners, you can do it. Since I have very little money to invest I only buy a few shares at a time, as low as 5 shares for expensive stocks like TSLA. That also minimizes my loss if I've made a mistake or bought too high. If I like the stocks I'll buy some more. Stocks are riskier than mutual funds and ETFs, but they also go up (and down) a lot more than funds. If I like a sector I also buy an ETF for that sector.
 
I'll tell you what I like if you won't blame me if it doesn't do well.
Ford (F) is around $5 a share right now and pays good dividends.
AT&T (T) also pays good dividends
Lockheed Martin (LMT) has lost $160 per share and I think it will gain it back whenever the market recovers

There are a lot of bargains out there right now. I've spent just about all my cash now or I'd buy more.
 
I'll tell you what I like if you won't blame me if it doesn't do well.
Ford (F) is around $5 a share right now and pays good dividends.
AT&T (T) also pays good dividends
Lockheed Martin (LMT) has lost $160 per share and I think it will gain it back whenever the market recovers

There are a lot of bargains out there right now. I've spent just about all my cash now or I'd buy more.
I have a few shares of Ford, and would like to buy more for its dividend. It's at $5 now and I initially bought it $11. BUT, I've heard it has a lot of debt and ''might'' go bankrupt. It's an old company and been around a long time, but so was Sears. So, I don't know if I will spring for more. LMT is in defense and the way things are going right now, that might be a good defensive stock to own and so is BA, more than 60% off its high. And they both pay good dividends. Wish I had money to buy them both. Sigh!
 
Have never bought single stocks before so am wondering about buying low now. Have been looking at cruise line stocks etc.

Any stock market gurus have advice for those of us who want to buy low but are lacking in knowledge?
If you are a senior I would hold off buying anything for the next several months. The last stock I would but is a cruise line stock now or forever. If you have no learning about buying stocks then don't unless you are prepared to lose 100% of your investment.
 
I have mutual funds already and am not touching those right now. The question was about buying single stocks while they're currently low. I'm not stupid and can learn. This is not astrophysics or neurosurgery. I have two master's degrees ...just not in finance. I also have time on my hands for learning more these days.

I asked a specific question. If you don't have the time or ability to answer that question in a meaningful way or point to meaningful resources about purchasing single stocks, please refrain from answering me.
You cannot lose money in astrophysics and neurosurgery and by now you know you can lose in mutual funds.
 
If you are a senior I would hold off buying anything for the next several months. The last stock I would but is a cruise line stock now or forever. If you have no learning about buying stocks then don't unless you are prepared to lose 100% of your investment.
They know better they said ,they made that clear ...I wouldn’t waste my time warning them about their inexperience..just let them do as they want themselves .....I want no part of answering them
 
Never buy stocks for a dividend , you buy them for total return and both of those stocks suck .. a dividend does not make a bad stock better

I look at it this way. Stocks that pay dividends fill up my cash position in my account and enable me to buy other stocks. I have very limited income and can seldom add to that cash. Also, the dividends that stock pays will eventually erase the money I paid to buy the stock in the first place.
 
I look at it this way. Stocks that pay dividends fill up my cash position in my account and enable me to buy other stocks. I have very limited income and can seldom add to that cash. Also, the dividends that stock pays will eventually erase the money I paid to buy the stock in the first place.
...... every payment is a withdrawal off the share price the same as if you pulled the same money out of a portfolio of non div payers yourself .....we hope the share appreciation replaces what we pulled out in both cases ...it is only about the total return ....

a stock paying a dividend in a down market just slides that much farther down in price since not only is every payment automatically subtracted off the price but market action downward adds to it .....Everything you have gained or lost is already reflected in the share price when it is paid out ....they just subtract it off your balance left and give you the payment.....

Then the process starts over again .....dividends are not profits ...they are just money the board agrees to subtract off the share price and hand you back ..all gains and losses have already been reflect in the share price prior to the payout ....all further compounding is now on the
lower balance going forward
 
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...... every payment is a withdrawal off the share price the same as if you pulled the same money out of a portfolio of non div payers yourself .....we hope the share appreciation replaces what we pulled out in both cases ...it is only about the total return ....

a stock paying a dividend in a down market just slides that much farther down in price since not only is every payment automatically subtracted off the price but market action downward adds to it .....Everything you have gained or lost is already reflected in the share price when it is paid out ....they just subtract it off your balance left and give you the payment.....

Then the process starts over again .....dividends are not profits ...they are just money the board agrees to subtract off the share price and hand you back ....all further compounding is now on the
lower balance going forward
Dividends are paid from profits. You keep giving the impression that dividends will reduce the price of a stock. That is true when a stock is x-dividend but over time a good stock will keep going up...if you do not know that you need to do your home work before you give advise!

Stock Price on Ex-Dividend Date
Stock
market specialists will mark down the price of a stock on its ex-dividend date by the amount of the dividend. For example, if a stock trades at $50 per share and pays out a $0.25 quarterly dividend, the stock will be marked down to open at $49.75 per share.
 
Dividends are paid from profits. You keep giving the impression that dividends will reduce the price of a stock. That is true when a stock is x-dividend but over time a good stock will keep going up...if you do not know that you need to do your home work before you give advise!

Stock Price on Ex-Dividend Date
Stock
market specialists will mark down the price of a stock on its ex-dividend date by the amount of the dividend. For example, if a stock trades at $50 per share and pays out a $0.25 quarterly dividend, the stock will be marked down to open at $49.75 per share.
You are clueless ......companies pay dividends profit or not...just look at oxy.....they are bleeding red and paying dividends ..you really should stop arguing until you learn at least what your try to argue about.. all gains and losses are reflected in the share price prior to going ex div ...the div is paid regardless if they make money or the stock is up or down until the board decides otherwise.

I really have to stop wasting my time conversing with you ...you are not interested in learning and just keep going on believing your own bull sH*t
 
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For others who want to learn .

where does the money for dividends come from ?

the company can still pay dividends even if they aren't making a profit.

1) If the firm has been around, it might have made profits in the past years, which it might be still carrying (check for retained earnings in the financial statements).

2) Some firms in the past have had taken up debt to return the money to shareholders as dividends. I owned a reit once that took the money they were supposed to buy more properties with and instead propped up a 6% dividend with that money plus borrowed money .

on the surface they paid a great dividend ...the company ended up a dog .

3) It might sell a part of it's assets and return some money as a dividend

4) They might be bought by some other firm, which returns cash to shareholders to keep them happy.

And most importantly

5). They may be losing money hand over fist like ge or oxy ...no profits at all in years ...yet the board continues to pay out a dividend ,even a cut one just so invest won’t lose confidence and dump the stock hurting it even more

It pays to keep an eye on the financial statements of the company to check how much liquid money they might be carrying around to pay shareholders as dividends. As well as stock performance is key ...if the total return sucks the stock sucks
 
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You are clueless ......companies pay dividends profit or not...just look at oxy.....they are bleeding red and paying dividends ..you really should stop arguing until you learn at least what your try to argue about.. all gains and losses are reflected in the share price prior to going ex div ...the div is paid regardless if they make money or the stock is up or down until the board decides otherwise.

I really have to stop wasting my time conversing with you ...you are not interested in learning and just keep going on believing your own bull sH*t
"I really have to stop wasting my time conversing with you ...you are not interested in learning and just keep going on believing your own bull sH*t"

Name calling is very telling ABOUT YOU AS A PERSON.


Its up to you...if you can not accept another's opinion or advise as its not the same as your "know it all " advise so be it!
 
"I really have to stop wasting my time conversing with you ...you are not interested in learning and just keep going on believing your own bull sH*t"

Name calling is very telling ABOUT YOU AS A PERSON.


Its up to you...if you can not accept another's opinion or advise as its not the same as your "know it all " advise so be it!
That is not name calling ,that is exactly what one does when they refuse to learn and just want to keep going on believing what they think they know that ain’t so..

they just keep repeating the same Misinformation over and over ...that is not name calling ...that is believing ones own bull..

i already listed where dividend money can come from and it does not have to be profits ....
 
Because someone else said the same thing and I hate to see them waste their time too ....

why do you care ...you seem to complain about what i post frequently yet you still read them ...why?
You always post in the financial threads with your pompous overbearing replies like the rest of us don't know how to manage our investments. You are mean spirited and don't really want to help anyone; you just want to appear to be an "expert." :rolleyes:

And I won't be seeing your posts any longer. Bye now.
 
@mathjak107
I find you very knowledgeable. Did you work on Wall St.?
Nope never .... I just made it a point to learn as much as I could from the best of breed ....the likes of the greatest financial minds we have and no these guys don’t predict markets or stocks .

They are the top researchers in financial planning ,retirement research and busting the myths and misinformation people parrot from other uninformed people .

I have followed the works and research of the likes of

Michael kitces , Blanchett , milevsky, dr Wade pfau to name a few and I bring their studies ,thoughts and ideas to these forums ...

as you see many just go on an on believing their own bull without ever learning that what they think they know ain’t really so
 


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