Didn't receive my pension check

debodun

debodun

SF VIP
Location
way upstate in New York, USA
I expected it today. They are always mailed out on the next-to-last business day of teh month which would have been Sept. 29th. If I don't get it tomorrow, someone is going to hear about it. I had all my deposit slips made out, too.
 

Wouldn't the next-to-last business day of the month have been September 30th (a Friday)?

(Added per @hollydolly's post below -- 9/30 would be the last business day of the month, not the next-to-last.)
 
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Honestly, @debodun, for an intelligent, educated woman, you sure do have a hard time getting out of your own way!

Life is hard. I've never, ever "met" anyone who is obviously determined to make it harder than it needs to be and who has more reasons excuses for making sure it's as difficult as possible.

Sign up for these four things. Save time. Save money. Save your sanity. And learn some things that will serve you well in the coming days, months, years.

1. Direct deposit
2. Debit card
3. Credit card
4. Cell phone

ETA: Change is hard, and at one time or another, most of us have resisted mightily but eventually gave in and changed because it really was the path of least resistance. It turned out to be much to our benefit, and we're glad we decided to go with the flow.

Like Nike's slogan says: Just Do It!
 
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There's no way I'd have my pension check mailed. I don't trust the P.O. for one. Several years ago, a neighbor who lives in the adjoining building brought my pension check to me after it was put in his box. Well actually, it was only a stub. Once I received what I knew was a check (you used to be able to tell from what showed through the window in the envelope). It was for a man in another town who's name nor address even vaguely resembled mine. I took it directly to the postal delivery supervisor. Since then, so much mail has erroneously wound up in me and my neighbors' boxes. Additionally, there's too much mail theft going on these days...some of it from right within the P.O. I agree with others...direct deposit is the way to go Deb.
 
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Sending/receiving checks in the mail just insures that one will eventually be lost or sent to the wrong place. The USPS is having all sort of problems, and showing no signs of improvement. When I buy something online, I usually get a tracking number, and in most cases the item goes through multiple distribution centers before it finally arrives....each center creating a possibility of it getting lost or sent the wrong address.
 
Deb, I don’t understand why you’re so stressed. It’s not like you don’t have funds in the bank to cover any expenses.

Another vote for never having any money sent via the mail system.
 
Go direct deposit, but make sure it's to a bank with whom you have a checking account. Also be sure it's with a bank you plan on staying with, because it's a hassle to switch the direct deposit to another.
 
The mail delivery was very late yesterday - must have been between 4 and 5 pm. I was checking the mailbox about every hour and I looked at 4 pm and there was nothing. At 5pm there was the mail, but too late to go to the bank.

Why I don't have DD is because sometimes I want to deposit it in another account, split the deposit between 2 accounts, or deposit some and keep some. With DD, everything goes into one designated account.
 
debodun said:
The mail delivery was very late yesterday - must have been between 4 and 5 pm. I was checking the mailbox about every hour and I looked at 4 pm and there was nothing. At 5pm there was the mail, but too late to go to the bank.

Why I don't have DD is because sometimes I want to deposit it in another account, split the deposit between 2 accounts, or deposit some and keep some. With DD, everything goes into one designated account.
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It lands in one account but with a click of a mouse I can send it anywhere..that is a pretty lame excuse.

all our directs go into one account , but they are spent from two others not at that bank …transfers are a click away
 
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We were told when I retired [2000] to allow six days. It has only taken that long once. That was over a holiday weekend. This one was delivered yesterday, on the third.
 
debodun said:
The last time I inquired, my bank charged a $25 fee to transfer funds between accounts - it may be even more now.
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No , that is wrong ….that is for a wire transfer …ach transfers are free and if not you need a new bank …

we don’t pay a dime from chase , capital one , fidelity ,vanguard , citi bank ,cit bank and td bank for typical ach transfers , these are not bank wires.

what bank ? I will look it up
 
debodun said:
The last time I inquired, my bank charged a $25 fee to transfer funds between accounts - it may be even more now.
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I think that you might want to check with your bank again and see if they do that now. I do all of my banking online (and LOVE it !), and I can just transfer between accounts in a matter of minutes and it does not cost me anything.
I only need one bank, so it might make a difference if I had more than one bank and had to transfer money, but I still doubt that it would cost $25 to do that either.

I also have direct deposit, and they always post my SS check a few days ahead of time. Mostly, I don’t need actual cash, but all of the stores will happily give people cash back after using a credit or debit card, and that does not cost either.
 
I would bet anything it’s free for ach transfers …most banks get 25 or more to do bank wires but that is not what you typically use to move money ..ach transfers which use the electronic banking system are usually always free
 
Folks, this is hopeless. Good try, but there's nothing anyone can say that will convince Deb to do direct deposit or get a credit card. It's not gonna happen. :)
 

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