I was 57 when I packed it in and completely retired. It gave me the health and 26 years of a great and physically active retirement .Bungy Jumping, Scuba Diving (to 100 ft) White Water Rafting,lot's of Golf, Pickle Ball & Boccee, 10 Cruises, Much time spent in New Zealand during those 26 years. Now in my 80's I must say that I have no regrets and damn glad I retired when I did. My physical activity now is nice walks using my WALKER.