I never had the money for a “good” set of dishes. And I didn’t inherit any from my folks because I was traveling the world in my youth and back then had no idea where I’d finally land.
After I left my ex and my life normalized, I could finally entertain! But I’m not a formal person, never have been, so I had no need to formally entertain so no need of formal pieces.
On the other hand, I’m a bit OCD about everything matching, so I have a full set of matching tall and short drink ware, a bar cabinet of sets of various cocktail glasses, a drawer of matching flatware and a kitchen cabinet filled with a set of white embossed Gorham bone china all of which we use for both everyday ware and entertaining.