Exactly.....I'm the same even when I was young newly married, and we were literally living off egg and potatoes... I never took out a debt that I didn't pay back... even to this day when I'm no longer poor like that , I'm on edge if I think I might have missed a pay day for something...I feel the same way about shoplifters, college loans forgiven. people getting tax debt relief,.......the list goes on. I've never not paid a bill I owed. Bad decisions and lack of accountability sums it up.