I've never used a smartphone and am intimidated by them. I could use some suggestions for a beginner level phone.
Is a prepaid smartphone a good idea?
Apols if this subject has already been covered.
I was in Don's position a couple of months ago. I'd had a Tracfone (prepaid) flip phone for years that was rarely used and had accumulated about 5000 minutes of available calling time. It was to become obsolete when the wireless network it used (3G) went away on Feb 22. Tracfone gave me a free replacement phone - a rebuilt Samsung A10e "smart" phone.
I've always bought a new "card" annually, and the current one was about to expire. For this new phone the new 365-day card cost me $136 including taxes and fees - $11.33 per month. It includes 1500 minutes of talk time, 1500 texts, and 1.46GB data. I still doubt that I'll use it very much at all and then only when away from home.
Although my old flip phone was capable of doing texts I never used them as it was a major pain to send them. With the new phone, texting is much simpler. It's possible this might be useful once in a while.
My advice:
I consider myself to be quite computer literate, but smart phones, tablets, &c. ARE NOT computers, at least in my opinion. There is
nothing intuitive about them, very little similarity to a real desktop or laptop computer, and useful instructions are hard to find. The best advice I can offer is to
identify a friend who uses one regularly and then buy a phone that is as close as possible to the one your friend has. Then have them walk you through the basics. Again and again.
My wife uses a similar Samsung phone (different network) and, although she's not thoroughly comfortable with it herself, she was able to get me up and running. I can now make and receive calls, retrieve voice messages, and send and receive text messages. That's all I really want it for.
Tips:
Make sure the carrier you choose (Tracfone, AT&T, T-Mobile, Verizon, etc.) has good coverage in your area. A cell phone is completely useless if you can't get a signal.
You'll need to choose an operating system. There seem to be two - Android and Apple. As I understand it, only Apple phones use the Apple operating system. Apple phones seem to be quite expensive compared to some Android phones. If plan on using your phone for just basic stuff, it looks like you should be able to find a perfectly serviceable Android phone for under $100.
If I'm wrong about any of this, I'm sure there are others here who correct me.
Hope that helps.