I lost my wallet three years ago, right when everything started to happen. I really should not say lost, I know exactly what happened. I left it at the counter of a store and I assume the woman who was behind me took it because the next day my credit card had a charge of over $5oo for a wig. Anyway, with the outbreak of COVID at the time it was not fun trying to get through to the banks on the phone (all the branches were closed). The biggest lesson I learned though was never carry my SS card in my wallet. That was a huge hassle and it took about three months to finally get a replacement card. As I have mentioned in another post , since then I never carry my cards in my wallet now. Just a little bit of cash and I pay with my phone and I have my SS card in a safe at home.
And yes, I finally got through to the bank and the charge for the wig was dismissed. I still am amazed that out of anything one could buy with a stolen credit card, why they would pick a wig. I read somewhere that the majority of charges on a stolen credit card are for gas and shoes.