Again I ask how it's just a money maker? People make it sound like the doctor is bilking the insurance company for money, prove that's true. In reality wellness visits are encouraged and promoted by insurance companies, it's an early detection procedure. It baffles me people refuse to take one.
I will agree if it's some unsolicited independant organization wanting to come to your home to perform the test it's could be an attempt to bilk insurance, but I'm comfortable having my doctor do it.
Also my doctor has never denied questions or tried to charge extra for bringing up other issues. Actually at my last visit they even cleaned my ears of wax, I didn't ask but they looked and saw a build up so cleaned them.