I guess it could be a scam if insurance is billed seperatly for a cognitive testing, but I believe mine is simply part of my yearly physical. I don't consider it a scam at all, just a tool.IF there's a legitimate reason for it.. but age alone is not a legitimate reason. It's just another scam too many people are falling for these days.
And you're correct age alone may not warrant the test but seniors are more prone to mental decline. Don't you agree? So your doctor sees you once a year, not daily, how else can they truly get a feel for your mental status?