Duster
Member
- Location
- Deep South, US
Yes, we've had cards cancelled due to inactivity. Not a problem unless they owed us cash back or points.
My notice came with a "You must charge This Amount before This Date in order to keep your card active" statement. The amount was under $15. Others are saying they just got cancelled. I had the card for years, hardly ever, ever used it.I haven't received any information yet about my credit card acct being closed due to inactivity but, I'm sure it will come. Can't you just purchase a small thing locally with it? Just to keep it active...
My notice came with a "You must charge This Amount before This Date in order to keep your card active" statement. The amount was under $15. Others are saying they just got cancelled. I had the card for years, hardly ever, ever used it.
The grocery store is always a good place. You gotta buy food.I may have to find something to purchase with it then. I just got a new one. Not sure when I'll be putting anything on it.
That could have been a scam!! Did it have any link to click on with your info??I received a letter in the mail yesterday from Chase Cardmember Services stating that I needed to use my Amazon credit card in the next 15 days if I want to keep it open. They stated otherwise, it would be closed due to inactivity.
That could have been a scam!! Did it have any link to click on with your info??
Exactly right about the credit score.Chase sent me a notice a couple of years ago that they were going to close my credit card due to inactivity. I hadn't used that card in a year. When we went to only using cashback cards, the credit cards we used to use just sat there. We've had them for many years, and length of time as well as available credit are factors in maintaining a high credit score.
To keep all cards active I move my monthly $6.99 Britbox subscription around on them -- 4 months on one card, then moved to another, and on and on. A simply notation on the calendar reminds me, and it takes very little time to make the changes. I haven't received any more notices of inactivity since.