Heading towards a cashless society...

Murrmurr said:
a work-for-welfare program.
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But there are people nobody wants to work with. I had a cousin who was low IQ and probably somewhere on a fetal alcohol syndrome range. Who wants to hire or work with a smelly employee that lacks basic hygiene and who steals things and can't really do anything right? I would prefer to pay people like my cousin to NOT have to work with them.

Someone told me there used to be a big farm in the area where I live now that had a work program for otherwise unemployable people (voluntary not forced labor), and that the people who got to work there were so happy to have a job. But, it had to close down because it is expensive to provide that and people didn't vote to continue its funding.
 
HoneyNut said:
But there are people nobody wants to work with. I had a cousin who was low IQ and probably somewhere on a fetal alcohol syndrome range. Who wants to hire or work with a smelly employee that lacks basic hygiene and who steals things and can't really do anything right? I would prefer to pay people like my cousin to NOT have to work with them.

Someone told me there used to be a big farm in the area where I live now that had a work program for otherwise unemployable people (voluntary not forced labor), and that the people who got to work there were so happy to have a job. But, it had to close down because it is expensive to provide that and people didn't vote to continue its funding.
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That was probly what was called a Sheltered Workshop. I was a "job coach" at one of those back in the 90s. I taught and supervised a crew that made wooden pallets. 4 guys cut the boards on a table saw, another 4 stacked them by size, and another 4 assembled the pallets.

In an adjoining room, another coach had a group that sorted screws, nuts and bolts, and another that put them in little plastic packages and stapled them closed. They were for "assembly required" items like shelves and benches.

Most of the workers were developmentally delayed (people stopped using the term "mentally retarded" back then). One of my guys was disabled due to a head injury from a motorcycle accident (no helmet required). He moved on to a shop that made cabinet components before I left.

They didn't get paid much but, yeah, they loved their jobs. And, yes, unfortunately, the state stopped funding Sheltered Workshops. All those jobs are probably done by machine operators in factories now, anyway.
 
Paco Dennis said:
It is your choice to read information that is usually answered by personal opinions, or understand complex issues by understanding the nuances, and the "not so easy answers". Opinions are like noses, every bodies got one, and usually it grows longer as they support their own bias. I prefer to understand the issues, not to find personal conclusions or biases when examining such important issues. I know it takes more attention span, which is shortening all the time, but getting information from reliable sources and then shared is a must.
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If a person wants to share good information they need to get others to listen or read the information. If I have to dig through a dozen links to figure out what is going on, that tells me the author doesn’t respect me as a reader as he/she is to lazy to make things clear and easy to understand.
 
Nathan said:
Sure, coins and paper currency are filthy, have been handled by thousands of people, loaded with germs and drug residue.
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And blood! Back when my son drove bus, he used to tease me because I was so germaphobic, always washing my hands and watching where I touched. He said one day a passenger got on his bus and gave him a bill that had blood on it. My baby started wearing latex gloves ever since and never teased me again. :giggle:
 
As usual, another major shift in lives is occurring as we move ever more close to a cashless society. Which ever way this proceeds on the publics demand. If we want to have information to help us decide on how to proceed we have to understand what is involved. There are always advantages and disadvantages to implementing new endeavors. Let us try to make the issues as clear as possible. That will take some research and some fact checking. There is no simple answer like asking a toy 8 ball. :)
What are some advantages? ( Clicking on any part of this that is blue will give you the reference. )

Searching the internet through Co Pilot answers this OP statement/question with :

Yes, many countries are indeed moving towards a cashless society where all financial transactions are electronic1. This shift involves using debit or credit cards, or payment services like PayPal, Zelle, Venmo, and Apple Pay1.
There are several benefits to a cashless society:
However, there are also some disadvantages:
It’s important to note that while many countries are moving in this direction, it’s difficult to predict which ones will eliminate cash altogether1. There are logistical challenges and social issues that need to be addressed before a society can fully transition to being cashless1.

Learn more​

1thebalancemoney.com2weforum.org3britannica.com4alphapoint.com5shutterstock.com+1 more
 
We wanted to take out 10k from our bank, offhand I cannot remember why. They asked why, I said just because we felt like it. We stayed 1 hour because the answer wasn't good enough. Once everything goes cashless, don't expect to be able to get your $. In fact, the banks often Hold your own money for days before you even have access to it. Going cashless is a bad idea. We take out a certain amount of $ each week and spend it, what we buy is no one's business. Cash is the way to go
 
The only time I mind is when it is a small value item, like a cup of coffee. A lot of coffee shops will not now take cash. I guess, one of the perks for the businesses is that they don't have a lot of cash on their premises so, probably not a target for theft.
 
Lately you read about banks showing empty accounts. The city governments making it easy to take over your deed. People able to use a dropped credit card up to $50 without pin or ID. Transactions of more than $600 are reported to the IRS. And there is so much more... bit coin has already been hacked and used for evil purposes.
 
No I say keep cash alive.... what you have in your pocket is yours with no hacks, denials or monitoring. All that cloud stuff is going to happen, but when asked do keep cash around. Oh to those that think holding onto gold and silver other than an invest if the world goes to H-E-double tooth picks...you'd be better off with ammo, food, gas and a shelter... even for trade. Cannot eat a rock...
 
If we want to get work done on our house...like a new upstairs deck we recently had done, offering to pay cash usually
elicits a very healthy discount. Small business is still alive in this country...lol.
 
Teacher Terry said:
I had no clue this was happening and find it horrifying.
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Horrendous isn't it ?.. and just today reports are that yet another 200 plus banks are closing in the UK... this leaves most villages, and towns without access to over the counter facilities..

In my own town there are no banks.. I have to travel to one town south of me , different county to get a branch of my bank... and another town west of me to get the only branch left open of another account.. Until very recently each of these towns including my own town had at least 6 banks..if not more...

There are no cash points in our villages here...ether... So when people talk about how they prefer to use card, and hope cash goes away, I absolutely shudder because that's what Big Brother wants so then they have complete control over our lives.. as they do in China
 
Hollydolly, I had no idea about the bank situation in your country either. We have lots of banks and atms in my city. I use cash to eat out and to pay for small items. The reporter in the video who couldn’t even ride a train plus everything else they took away was awful. Talk about ruining someone’s life.
 
Trade said:
I'll give up my cash when they pry my cold dead fingers from around it.
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Hope you're not prophetic, lol: I read a science fiction novel about a brilliant biochemist who was driven to insanity from the grief of his wife and daughters getting murdered and who then comes up with a virus or something that wipes out virtually all female humans. How did he transmit it? You guessed it: by money, both paper and coin. I'd always heard that money was pretty dirty, especially coins.
 
People who think we are already in a cashless society don't know the whole picture. There is a whole cash-carrying underground that pays and uses cash. I found that out when I had rentals. It is surprising how many people don't have bank accounts and how many tenants paid in cash. And no, they weren't drug dealers. They were service people, people who just came to this country, etc. All kinds of different reasons.

Personally, I hope we stay with cash. Not as easy for Big Brother to tighten the screws.
 
Teacher Terry said:
Hollydolly, I had no idea about the bank situation in your country either. We have lots of banks and atms in my city. I use cash to eat out and to pay for small items. The reporter in the video who couldn’t even ride a train plus everything else they took away was awful. Talk about ruining someone’s life.
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yep the situation here regarding bricks and mortar banks is dire... absolutely dire.. and it's all leading to one conclusion... the same will happen in the USA.. sooner or later, and a lot sooner if people stop using cash , at least some of the time...
 

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