Hospital charged Insurance 14,000 dollars for one over night stay.

You hit on a few things:

1-Sit in front of a collections person if you can with your checkbook and offer to make your invoices go away "for the right price."

2-Tort reform!!! The days of rejecting frivolous lawsuits are long gone and we all pay for this mentality of people thinking they've hit the lottery if something imperfect (real or perceived) happens. I have a $1,000,000 umbrella policy merely because I own a house and someone might hurt themselves within it's boundaries. Makes me sick!!!

3-Lots of people are getting care at no cost to them, and it's worked into the prices everyone else pays. It is the most perfect, most efficient, lowest cost way to do it. But as you said, it needs to be universally formalized.
I strongly agree about tort reform, but I doubt it will happen as long as most legislators are also lawyers. As part of that, I would like to see "loser pays" legislation that makes the filers of frivolous lawsuits pay the legal fees and costs of the person against whom they filed the frivolous lawsuit.

The problem with the system as it is, even if you are insured, is that somebody can file a frivolous suit with absoltely no factual or legal merit at all and your insurance company nine times out of ten will go ahead and settle with the plaintiff because that's usually cheaper in the end than taking the matter all the way through the courts. Then, of course, the insurer raises its rates and/or refuses to renew your coverage.
 

MeAgain

Member
My son spent about 2 1/2 weeks in the hospital (two different times within a month). His bill came to $72,000...😣
Its just another way to put many people in the street. They will put a lien on your home for a bill. Many think they are ok till they apply for a loan or try to sell and the lein comes up. Plus it has been gaining interest for however long its been.
Just like Asset Forfieture can clean your clock on the road or even in your home.
 

Aneeda72

Senior Member
I strongly agree about tort reform, but I doubt it will happen as long as most legislators are also lawyers. As part of that, I would like to see "loser pays" legislation that makes the filers of frivolous lawsuits pay the legal fees and costs of the person against whom they filed the frivolous lawsuit.

The problem with the system as it is, even if you are insured, is that somebody can file a frivolous suit with absoltely no factual or legal merit at all and your insurance company nine times out of ten will go ahead and settle with the plaintiff because that's usually cheaper in the end than taking the matter all the way through the courts. Then, of course, the insurer raises its rates and/or refuses to renew your coverage.
There are laws against frivolous lawsuits in our state. Also my son with DS was in an Car accident and the insurance company offered money to him. But he hadn’t been hurt even though he was taken to the hospital.

I knew the law said he couldn’t take the money. I am surprised the insurance company didn’t know the law. We had to decline the check, shame, he could have used the money.
 


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