How much cash do you keep in wallet/purse?

applecruncher

applecruncher

SF VIP
Location
Ohio USA
I usually carry about $10. Sometimes a little more. I don't want to put gum, ice cream cone, etc. on credit/debit card.

Maybe it's a throwback to the old days ("Make sure you have cab fare home.") :)
 

I use a wallet and usually have between $10 and $20 in cash on hand for small things like you said AC. Plus I stop in a Mexican restaurant sometimes to buy a pint of red salsa to eat with organic tortilla chips that I buy at Costco, which costs $4.06, so I don't want to have to use a credit card for that small amount.
 
applecruncher said:
I usually carry about $10. Sometimes a little more. I don't want to put gum, ice cream cone, etc. on credit/debit card.

Maybe it's a throwback to the old days ("Make sure you have cab fare home.") :)
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Ditto. Just enough in case we have to purchase something under $5. Happens pretty rarely for us. I'll carry the same $10 for months.
 

Probably at least $100. Always have. I like the option of paying cash sometimes. For example, there is a small family owned feed store very convenient to me, which has to compete with Tractor Supply. They prefer cash. I know there is a fee for them if you use a credit card. Probably other reasons, too. I don't ask why. I'm willing to pay more for the convenience, and less gasoline.
 
Based on these responses, I carry way too much cash!

I would be a nervous wreck if all I had in my pocket was $10.00.

In addition to cash I carry a credit card that I use mainly to pay for gas at the pump.
 
I have $99.00* all bills no coins.
The only time I use cash is to pay for gasoline because around here the gas stations give a cash discount (more than the points I would get on my CC for the purchase.) Also I do not have an ATM card. I need to drive about 30 miles to my credit union to get cash. In November I stocked up on enough cash for Winter gasoline.


*If I was in a pinch I could raid my handbag collection. I always leave a dollar or two in each one when I put them away after using. I have a lot of handbags. Hey I am old and I never discard accessories.:D
 
Aunt Bea said:
Based on these responses, I carry way too much cash! I would be a nervous wreck if all I had in my pocket was $10.00. In addition to cash I carry a credit card that I use mainly to pay for gas at the pump.
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Why a nervous wreck? The best use of your money is to use a cash-back credit card where you get 3%-5% (depending on terms) for everything. I have nephews now that carry no cash at all, or cc. They simply use their phones to pay for everything.
 
One of my brothers used to carry a couple thousand dollars with him, which I thought was stupid/dangerous, but he played a lot of poker. OTOH his wife never carried any cash. At her job she used some type of card where employees could deposit money every month and use their ID card to buy snacks and meals in the cafeteria.
 
applecruncher said:
One of my brothers used to carry a couple thousand dollars with him, which I thought was stupid/dangerous, but he played a lot of poker. OTOH his wife never carried any cash. At her job she used some type of card where employees could deposit money every month and use their ID card to buy snacks and meals in the cafeteria.
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I've never worried about carrying large sums of money.

I don't flash cash around and I dress like I should be carrying a cardboard sign and asking people for change.
 
I usually have a couple of hundred dollars in my wallet. But nowadays I can carry that around for months and not spend any. :D I just like having cash "just in case." When I shop for groceries or whatever, I pay with my debit card so I really don't have much use for cash but I still like to have it.
 
Not more that $10.00. With cash back on our credit card I don't care if the amount is low, it all adds up. ATM with zero fees and a $500.00 a day limit that usually is enough for us for a day out. If we plan on something more then ATM use a couple of days ahead works.
 
Ruth n Jersey said:
Usually around $20.00. I use my credit card for everything and pay it off immediately.
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I carry ample cash just in case.

But I try to put every purchase on my cash back rewards credit card which i pay off every month.

Not only do I have a record of every purchase, because I pay no interest and get cash back, the cc company is paying me to use their card.
 
C'est Moi said:
I usually have a couple of hundred dollars in my wallet. But nowadays I can carry that around for months and not spend any. :D I just like having cash "just in case." When I shop for groceries or whatever, I pay with my debit card so I really don't have much use for cash but I still like to have it.
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I still like to carry some cash too even though I rarely use it. I use to do a lot of backpacking where I might go through small towns and/or have a problem out in the boonies where having cash made it easier to deal with some thing and I still have that attitude that "cash talks".
 
About $30 - $40, I always use credit and pay off every month. As I thought of this I realized I have been carrying the same $40 around for at least a month and haven't broken a bill yet.
 
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