How much is enough to retire?

mathjak107 said:
so figuring averages when spending down is way way off because of the fact sequence risk plays a bigger roll and that means the order that inflation , our investments and our spending hits us has a big effect on how long the money will last when spending down
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Excellent points! Sequence of return risks can wipe out money very fast. Or, if one is lucky, extend the amount of time one's pile of cash is around. This is serious stuff.

Getting old and retiring is not for sissies!
 


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