$125K in damage - and that was 30 years ago! We were quite close to the epicenter of the Northridge EQ.
Fortunately we had EQ insurance (most didn't). Most was covered but the deductible was somewhere between $20K-$30K, I forget the exact number. We didn't bother with FEMA.
Yes, we got it all sorted out and strengthened everything - tying the house more firmly to the foundation using shear walls, for instance. It could have been a lot worse... we were all safe and uninjured. Used our BBQ, camping stove, propane, sleeping bags and a tent. Also had plenty of stored water, food and batteries for ourselves and to share with neighbors until grocery stores were back up, running and restocked on basics.
This was my kitchen after we closed some upper cabinets, closed the fridge and did a little cleaning. Constant aftershocks were very unsettling, literally and figuratively. The rest of the house and garage were in similar condition. Furniture overturned, fish tanks smashed, contents of drawers, cabinets and shelves hurled everywhere.
We got through it though and came out the stronger for the experience. Our kids were 10, 8 and 8 at the time and remember it all quite clearly.