I am interested in this home


That looks good. The price seems rather high, but then, for NY, that might be reasonable. I did a quick look on Google Maps, and it looks like it is a nice area...not crowded, and near a town where you should have everything close by.

Given all the issues you've posted about your current place, moving to this house would be a wise choice...the wood flooring seems to be in good shape, and even the basement looks good.

Get with the realtor and see what kind of deal you can make....far better to spend a bit of money to buy this place, than to pour 10's of thousands into your current "abode"....IMO.
 
According to Zillow it's assessed for $188,500.00.

The house is about 12 years old and will be needing some upgrades/maintenance in a few years.

I would also double-check the taxes on the home to see what they will be if you pay the increased price.

For the kind of money they are asking, I would check with a local builder and have a snug little house built to my specifications.

Good luck!
 
This looks like a better fit for a 68ish young woman. :) I imagine the price would be a little negotiable if you point out it only has 3 window a/c units rather than central a/c.
Pre-qualified is their protection from under qualified wanna be buyers. Won't apply to someone like you as a cash buyer. (by the way, that too is a good negotiation point in your favor.
Don beat me as I was typing. :) Just hire an qualified home inspector. Not that expensive and they will uncover any now or even future problems.
 
Mechanicville is near Ballston Spa, yes? (Been 40+ years since I've been to upstate NY) I guess another question would be, is there good, consistent snow removal in the winter?
 
I remember a relator years ago my folks dealt with. She'd pay the neighbors to "go away" while she was showing the house lest their noise scare off any potential buyers. Some things you don't realize intil you actually live in a house. It may be a peach of a building, but: How are the neighors? Is it near a stinky landfill? Does a train track run 100 yards away?
 
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Here another realtor's we page about it:
https://www.howardhanna.com/Propert...-RD-Mechanicville-NY-12118/AlbanyNY/202022858

If it's such a great house, I wonder why it's being sold.

They mention getting pre-qualified. Does that matter if I pay cash?
If you can pay cash you prequalify.
This is a nice house with a nice size chunk of land. You have neighbours but they are far enough away that they shouldn’t be a concern. I’d visit the area on a weekend night just to see if there are any noisy ones. If you like it I’d hire a qualified house inspector to get a professional opinion on your investment.

By just the pictures alone this house looks the opposite of what you are moving from. It looks like a clean dry home that’s manageable. I’m glad you are looking for something very different from what you have now. It is FAR wiser getting a brand new house than fixing up your old one. This will be all yours not your mothers inherited one. You can start a fresh new beginning. I wish you the best of luck and sincerely hope you get it.
 


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