I Am Now Dealing With Wells Fargo, Something I Said I'd Never Do

[OneEyedDiva]

I read an article about best credit cards and saw an offer I couldn't refuse. Wells Fargo is offering a card with 2% cash backs all the time and a $200 bonus after spending only $500 within 90 days. Usually it's $1,500. Besides my cards that offer 5% and 3% bonus points in quarterly and chosen categories, respectively, knowing I'll get 2% on all other purchases certainly beats the Chase & BOA 1.5% cards I currently have. They do offer 2% in limited categories, however.

I'll see how this goes. If I ever have a issue that can't be resolved via online services and I have trouble reaching a live person, or have a bad experience with customer service, it may impact whether or not I keep the card.

 

[Mr. Ed]

I don't like it but I am also dealing with Wells Fargo to get a lower interest rate for my hearing aides.

 

[againstthegrain]

WF is a corrupt company, probably fine to do business, with but keep all your records and pay by check especially pay your mortgage by check.

 

[Lewkat]

I simply do not use credit cards.

 

[Widow of Vietnam Vet]

Me either. I have known many people who wish they didn't have any.
My daughter convinced me to get a credit card years ago because I was taking a trip by plane and she said I would need one for that,so I got one and charged two things and then paid it off. I booked my trip with a travel agent and she took my check for the air fare so I didn't even need a credit card, but people like OneEyedDiva seem to really know how to properly use them for the best deal and I commend her.

It is so sad that some Americans have to use credit cards to buy food these days-in America!

 

[OneEyedDiva]

WF is a corrupt company, probably fine to do business, with but keep all your records and pay by check especially pay your mortgage by check.

I will only have the credit card. Not even interested in their other promo to get $300 for opening a checking account.

 

[Devi]

We had a Wells Fargo checking account for quite some time. We had a heck of a time balancing our checkbooks against their records. When we moved everything to another bank — presto! No more problems.

 

[StarSong]

I opened a WF checking account over a year ago because they're the only bank in the area still offering safety deposit boxes (and I'm here to tell you, their rates are quite reasonable). I don't use the account for anything, just needed to have an account there in order to get the SD box (or maybe it was to get the good rate). They email a balance update every morning.

 

[jujube]

I closed out my Wells Fargo account years ago after a big snafu on their part. They were very unapologetic about it. It got straightened out, but there are waaay too many banks in town to put up with one that goofs up as much as Wells Fargo does.

 

[Paladin1950]

 

[Jace]

I DO NOT trust them(WF).2 much bad publicity
That can be never be.undone

 

[OneEyedDiva]

I DO NOT trust them(WF).2 much bad publicity
That can be never be.undone

I just watched a doc on Netflix about Wells Fargo's egregious behavior toward their employees who came forward about "irregularities" and clients. It made me rethink even having a card with them. Some of the higher ups paid the price for their mostly inaction, but others did not. I'll be looking for another card with similar perks, as soon as I get my $200 out of WF.