Insurance Companies Offering Cutbacks on Premiums

We have State Farm, and they, too are offering a reduction in premiums.....I'll know how much next month when our semi-annual billing is due. The thing that I dislike about these auto insurance companies is their offers of reduced premiums for allowing tracking on the smart phones. I have No need for a smartphone and it seems silly to pay $50 a month for a smartphone to save $25 on the insurance.
 

I was waiting for the State Farm credit before paying my car insurance, but it hasn't shown up yet. State Farm began talking about a credit near the beginning of April, but so far it's only been talk. I went ahead and paid them with the thought that if a credit does appear, I can use when the auto policy renews in 6 months.

Two family members already received a small refund check in the mail from Nationwide more than a month ago.
 

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