My brother and his wife made this decision last year. They are both healthy, he's 80, she's 70. They had a beautiful condo right on Myrtle Beach and lots of fun activities. So why move into an amazingly expensive assisted living place? Even more fun! They absolutely love their apartment inside the facility, their lavish meals in the dining room, daily rides to the golf course, poker groups , bridge groups, exercise classes, art, crafts, music nights, theme parties, house cleaning done, nurses on call 24/7, rides to all doctor appointments and shopping.
What prompted the change was some friends of theirs. He had a sudden stroke and she was overwhelmed with worry and decisions. It's easy for us to sit here and talk about home nurses, hospital beds, trips to the hospital, but it's a different story for a spouse who is already stressed out over the big health event.
Peace of mind is priceless, If you've got it spend it.