Is There Anything Coming Down In Price ??

I take a list when I go shopping but it's only a guideline. Sometimes I buy other things that may be cheaper or on sale that day. If I see a price "rollback" at Walmart, I get it, if it's something I can use - even if it's not on my list. If a cake is marked half price because it's almost out of date, I buy it and freeze it. I try not to buy too many things in one trip because I get tired of the time it takes and tend to be more careless with my spending. The store isn't far from home, so more trips don't use that much gas.

But, generally, no - I do not see prices coming down. I live alone and average spending $300/month for all household needs: groceries, cleaning supplies, paper products, and such, and that is the same amount I was spending 3 years ago, so I know the buying practices I'm using have helped me stay on budget - at least with household and food.

Certainly I'm spending more on Insurance, utilities, and so on, but there isn't much I can do about that.
 
R/E taxes went up two years ago and are still the same. They went up to allegedly help pay for the new school. I have my thoughts as to why retired people should help pay for a new school but my thoughts don’t count.

HO insurance went up so horribly I had to raise the deductible to $2,000 and I still pay in the four digits with never having had a claim.

What did go down was the price of propane. Last year it was $2.92/gal. This last fill up two or so weeks ago was $2.85/gal. A huge help as the tank is 500 gallons.

Gas at the pump has gone down.

Anything “grocery” has gone up. My best deals overall are at Kroger.

Dog food and horse feed are the same as a year ago so I expect that will be changing soon.

I was really lucky to get a line on some great horse hay for $10/50# square; $13 per bale delivered and stacked. That’s what I’ve been paying the last 2-3 years for quality weed free horse hay, if I went after it and paid to have it stacked.

It now costs me the same amount of money to care for two horses at home than it did for four horses at home when we retired here 21 years ago. I’m sure there are those who think I should get rid of the horses and I will when the elder horse passes on and the younger one goes back to his real owner. If I’m going to be broke, broke is going to involve a horse until his final days.
 
I agree that prices are up and will likely continue on that trajectory.

DH & my SS increases won't cover the increases in the cost of living. Not even close.

I'm grateful that we continue working a bit (mostly on our own schedule). We work partly because we enjoy it, but also because the income pays some bills, pads our retirement nest egg, and gives us extra money for nice vacations and generous gifts for our children/grands.

I'd be stressing a lot more about the cost of living if we didn't still have an income. Even so, I'm a careful shopper, buy on sale and in bulk, make most food from scratch ingredients, and keep an eye on the thermostat.
 
My car insurance actually went down by $30 per month with this last billing, so that's something.

Not looking forward to the energy bills. We have been below freezing the last 3 nights and TXU Energy has already alerted me that my usage is up by 39%. My gas bill just came in and it is twice what it has been. I am only comforted by the fact that it will be next to nothing in the summer.
 

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