Sort of a 4, like Holly. First, we are in debt, but have had some nice Christmas's. Actually, a boat, motorhome or other recreational stuff can put people in debt and our boat did...…...but we love boating (when we can do it). Would love to have a much newer boat. IOW, one with EFI (electric fuel injection). But, that isn't going to happen. Debt can also come from medical procedures, even with insurance involved. So, we have that as well.
Years ago, use to watch the tv show, Lifestyles of the Rich and Famous, and get really jealous. Almost to the point of turning the station. I mean, it would be extremely nice to have the money to travel and have wife be able to retire. Although, she does love to work, it's getting more of "like" than "love", as she gets older.
Do I get envious of what others have? Well, sort of. Might like to "try" and be a Snowbird with two SMALL houses somewhere, but that will never happen.
For many Seniors, if there was more money in the old kitty, they could definitely do more things, like travel.
We all have to admit, "money makes the world go around" or "money talks while everything else walks".
We'd definitely like to live much more comfortable than we do, even though we still do "ok", but who likes just "ok". LOL