living alone--but for how much longer then what ...and where? and who will help?

Good advice!

If I can add something: (addressing this to anyone)- make sure whomever you put in charge is trustworthy.
A mistake can mean beneficiaries are cheated, your final requests ignored, etc.

After both of my parents passed away, their lawyer's secretary said the law office didn't even have a copy of the will.
People who think their attorney will handle everything are mistaken.

This. A death with no will is like a tragedy before a war.
 

To piggy back on Packerjohns post.

When preparing wills make sure the language in the wills addresses what you want to have happen. For example "per stirpes" is common boiler plate will language. That could have negative consequences of distribution of assets. Be specific about asset distribution.

Worth reading
https://regnumlegacy.com/per-stirpe...if,equally between the eligible beneficiaries.

Living wills should be in place filed with your health care provider.

Pre paid burial expenses/plot/plots, fees for death certificates, cremation box if being cremated, viewing room are part of expenses not often thought of when making arrangements.

Last if children even senior children are to inherit then they should be aware of what your intentions are.
 

Since I am already living in a senior living apartment building, I expect to stay here till I die. There are a number of even more elderly than I am, living here who have lived here for thirty years or more. So as long as I can keep caring for myself or just need a couple of hours a day of help I think I will be okay here.
My plan is to move from NYC to an over55 community in Pennsylvania. Right now, I am four hours (on a good day) from my son and his family. All my friends already moved from the city to other states to be closer to family. I'm a little nervous (I'll be moving at the end of this year) because I've never lived anywhere else but NY. I've been widowed twice, the last time 7 yrs ago, and the last survivor of my siblings. When I move, I will be a little less than an hour away from my son.
 
Good advice!

If I can add something: (addressing this to anyone)- make sure whomever you put in charge is trustworthy.
A mistake can mean beneficiaries are cheated, your final requests ignored, etc.

After both of my parents passed away, their lawyer's secretary said the law office didn't even have a copy of the will.
People who think their attorney will handle everything are mistaken.
Very good and very important advice, JaniceM. Getting someone very trust worthy to be the executor or Power of Attorney of the will is probably the hardest thing to decide because they have the power to sell your house, get into your bank account and even put you in a care home should they think that this is a nice place for you. It should be someone much younger than you. No use appointing someone older or about your age because they just might die before you and you'll be stuck and have to head back to the lawyer's office and fork out more money.

In my case I was my wife's Power of Attorney and she was mine. We also had a backup Power of Attorney. The person appointed does have a lot of work and just might refuse to do it. A backup is very good. By the way, don't forget to tell your Power of Attorney that you want them for the job. Also, tell them there is a will and where the will is kept. Things worked out pretty well since we were ready. She had cancer and we knew that she was going. However, even if you both are healthy there is always a chance of a car accident, drowning, shooting and who knows what else?

As far as wills go, be careful. Remote, greedy relatives who wouldn't give you the time of day or ever send you a birthday or Christmas card, suddenly arrive and swear what a wonderful relative you are when they smell that you left some money in the bank.

In my case, my lawyer has a copy of the will and she will keep it for 10 years. I have the original in the top drawer of my filing cabinet. I have advised my Power of Attorney and the back up Power of Attorney exactly where the will is.

Good luck getting these things done. You will feel a lot of relief when you do get them done.
 
I don’t think living alone is a curse. Sure living within a good marriage is wonderful. But stuck in a bad marriage is not good and lonely in itself. We just need to find meaning and connection in our lives via volunteering a part time job or online. There are certain advantages to being single as well.
 
In my case, my lawyer has a copy of the will and she will keep it for 10 years. I have the original in the top drawer of my filing cabinet. I have advised my Power of Attorney and the back up Power of Attorney exactly where the will is.
Our lawyer here registered a copy of our will with the government, one time minimal fee. That copy is the official one. If we hadn’t paid for that option, we would keep the will in our safe deposit box with the location known to the power of attorney and our families. I don’t want to risk my will being destroyed by accident.

Again, @Packerjohn those were all good points. We don’t know how or when the end will come.
 
This is something I worry about constantly. I keep trying to get my Huzz to at least talk about this but he's in denial, keeps saying we don't need to do anything *yet* (by that he means "ever") but like I keep trying to tell him, depending on what kind of change we make to spend our final years, usually it takes time to get that set up, whether it's getting on a waiting list to move into some kind of senior housing, etc.
Very risky talking to another about what you would like to do that combines the Two of you.
Not all in a marriage will agree when the time to make more plans when one has already given so many years to the marriage. That is why marriage isn't a mutual respect toward more future plans.
Some can't agree with death on a mutual stand.
Leaves one standing alone while the other may hope to out live the other for a gain not including you. Harsh realities can be difficult to see when your loyalty is still evident.
That has been my dilemma in the marriage deal. Not one signed up for loyalty. My grief.
 


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