Pauline1954
Member
Im looking at plan g and n.
Anyone have any advice or experience with either one?
Thank you
Anyone have any advice or experience with either one?
Thank you
Been doing the same thing. Slightly different here in Minnesota, though. I'm leaning toward Plan N, since basically, the only real difference (for me) is that the Part B deductible isn't covered with Plan N. Otherwise, good coverage and I can travel anywhere in the U.S.Im looking at plan g and n.
Anyone have any advice or experience with either one?
Thank you
Only big difference between G and N is that you have to pay an office copay when you to the doctor or ER/Urgent care. My son recommends either plan because it is more of a comfort thing for some people. There is a little savings on a plan N but then there is the $20 copay for the office visits. Excess fees also come with plan N but 96% of those that work with Medicare don't charge those fees.
I decided on plan N. It just made better sense to me after weighing out all kinds of scenarios etc. And I know it is never constant but it felt better after I thought of another key factor in my decision making. And, Im paying a 40$ copay now with private healthcare insurance with a 8000 deductible. So paying 20$ isnt a problem.
Thank you
That was the choice my wife and I made as well. Try to find a company with a history of price stability although prior stability is no guarantee.
Rick
Its a racket in my opinion. Nothing is ever constant or still for long. They are always looking to raise it.
But understand that if they price themselves too high they lose healthy people. Just stay away from any Mutual of Omaha company.
Rick
Because they have a history of closing companies every few years and starting new ones. Then they raise the living crap out of the old companies. Healthy people who have good agents move and the rest are screwed for the rest of their lives.Why mutual of omaha?
Because they have a history of closing companies every few years and starting new ones. Then they raise the living crap out of the old companies. Healthy people who have good agents move and the rest are screwed for the rest of their lives.
I keep posting to find a good agent. This is one huge reason.
Rick
Well dang. Thats the company i went with. I have not recieved the papers yet or made payment. I went and did a google search on reviews. It was not good at all. https://www.consumeraffairs.com/insurance/mutual_of_omaha_health.html
I thought she seemed very informative, clear and reasonable. I may end up back at the bcbs office that ive had such a problem getting any imformation from them at all. At least the office pays for my private care doctor part. Ugh
And mutual of omaha was 103 for me because supposedly married couple get better rates. But im not so sure about that one. But bcbs is 110.00 for plan N. Not that much of a difference.
I did offer to help.
Rick
View attachment 64297
High deductible F is not offered by every carrier and the deductible does go up every year as well as monthly premiums
View attachment 64297
High deductible F is not offered by every carrier and the deductible does go up every year as well as monthly premiums