My husband and I are on a fixed income that is low enough to qualify us for Medicaid. We have both been disabled all our lives so haven't contributed enough into Soc'l. Security to qualify for Medicare.
We were approved for Medicaid back in Nov. but a week later received letter of denial on the grounds that they had overlooked the assets we have that generate our meager income. The rule is, they tell us, that even though under Obamacare assets are not counted, once you turn 65, they do count your assets! Reason: "at 65 you qualify for Medicare". When we explain our circumstances -- namely, that we can't qualify for Medicare -- we are told that we "fall thru the cracks" and in order to qualify for Medicaid must first spend down our retirement fund.
We obviously cannot afford to pay for private health insurance. Anyone else out there who's in our pickle?
We were approved for Medicaid back in Nov. but a week later received letter of denial on the grounds that they had overlooked the assets we have that generate our meager income. The rule is, they tell us, that even though under Obamacare assets are not counted, once you turn 65, they do count your assets! Reason: "at 65 you qualify for Medicare". When we explain our circumstances -- namely, that we can't qualify for Medicare -- we are told that we "fall thru the cracks" and in order to qualify for Medicaid must first spend down our retirement fund.
We obviously cannot afford to pay for private health insurance. Anyone else out there who's in our pickle?
