My new Advantage plan that takes effect Jan. 1, 2026. Need to change it.
- Thread starter JoeFromMo
- Start date
I know in my area of Mo, 50 miles from St Louis, United Health Care seem to be the one with no hassles
in getting what you need. You may still have time to change, check and see if your medical team takes it, or
what others they will. I believe you still can, just ask to be sure if there is an amount of time you have to wait.
MACKTEXAS
Well-known Member
The open enrollment deadline was Dec. 7th, but this link explains how and when you may still be able to change, starting January 1st. Click here -> FROM AARP
Generally, I believe you can switch during the Medicare Advantage Open Enrollment Period from January 1 to March 31 to another MA plan or go back to Original Medicare. If you return to Original Medicare, you should also choose a Part D drug plan.
Generally, I believe you can switch during the Medicare Advantage Open Enrollment Period from January 1 to March 31 to another MA plan or go back to Original Medicare. If you return to Original Medicare, you should also choose a Part D drug plan.
JoeFromMo
New Member
AnneTeak
Member
- Location
- Boston, MA
My sister just changed hers with no problem. Do it before January 1.
robin416
Member
For those with United HC, have you used it? How are they at paying claims?
This happened about 5 years ago when I spent an inordinate amount of time cruising hospital hallways when my husband was sick. I learned the hospital he was admitted into was going to refuse accepting patients with United because United refused to pay far too many claims putting patients in a bind financially.
That got United's attention and they said they'd do better.
This happened about 5 years ago when I spent an inordinate amount of time cruising hospital hallways when my husband was sick. I learned the hospital he was admitted into was going to refuse accepting patients with United because United refused to pay far too many claims putting patients in a bind financially.
That got United's attention and they said they'd do better.
MACKTEXAS
Well-known Member
I've had UHC for 2 years and had no issues. Their customer service number has been answered promptly and claims were paid timely. I would have stayed with them for 2026, but the particular plan I was on will not be available next year, so I switched to Humana.
Edited to add this comment:
UHC has a larger provider network than the Humana plan I'm moving to for 2026.
robin416
Member
I had Humana for several years. No problems with it all. Then I switched to an instate Advantage plan. It's served my purposes very well in the past 4 or 5 years.
You must have missed when United was denying claims like mad.
MACKTEXAS
Well-known Member
I have had good health and my only claims have been routine doctor visits twice yearly - and blood work, so there would be no reason for them to deny my claims. For others who may have complicated issues, their experiences may be different, I don't know. All Advantage plans require pre-authorizations for certain tests / treatments, and those are the cases which sometimes don't go well.
Kaila
SF VIP
I've had UHC in the past and had problems I don't want to write or post,
But I personally wouldn't have them again, for anything.
If they're the only option, or anyway ,
Traditional Medicare is much better in my opinion and experiences with both.
Yes, as was said above, you'd need a part d plan to go with Traditional Medicare.
Some have very low premiums.
But I personally wouldn't have them again, for anything.
If they're the only option, or anyway ,
Traditional Medicare is much better in my opinion and experiences with both.
Yes, as was said above, you'd need a part d plan to go with Traditional Medicare.
Some have very low premiums.
I don't have any health issues really, pretty healthy. I had Humana when I moved back here and the medical places were not sure they were going to take Humana for that very reason but UHC was taken with no qualms. So I switched since it wasn't clear if Humana was going to be taken where I need to go at that time.