Dudewho
Member
- Location
- NORTH CAROLINA
Reading some messages I have discovered many myths about Medicare and coverage. Here are some facts.
Medicare will not cover routine Vision or Dental.
Joe Namath was stretching the truth.
ANY doctor can see you if you have Medicare, some will charge an excess fee to do so. Some may choose not to.
Medicare Supplement and Medicare Gap insurance are the same thing and pay AFTER Medicare. So they only cover what Medicare covers.
Medicare Advantage Plans pay in leu of Medicare- If you have an Advantage plan you have made a conscious decision to get your benefits from the Insurance company. Not the Government.
You don't loose Medicare if you have an Advantage plan. You still pay your Part B. YOU MUST HAVE PART A AND PART B TO HAVE AN ADVANTAGE PLAN. Medicare will take your part B and send it to the insurance company. This is why many areas have Zero premium plans. Your bills will be going to the Insurance company. NOT Medicare.
Medicare Advantage plans have more benefits then Original Medicare. Many plans cover some dental, vision, hearing, gym memberships, over the counter drugs, meals delivered, rides to and from the doctor and much more. THERE's NOTHING NEW ABOUT THIS. Plans have been covering that for years, sorry Mr. Namath.
Many CAN change plans AFTER December, 7th.... Not a misprint.
For a free everything plan you need to have both Medicare AND Medicaid and the plan needs to be available in your area.
There are No one size fits all plans out there. Supplement or Advantage Plan, they both have strong points.
By law, Medicare Advantage plans HAVE TO cover everything Medicare covers. Period.
All Medicare Advantage plan are deemed by Medicare to be equal to or better then Original Medicare.
If your doctor is part of a hospital system they probably accepting advantage plans already.
Some companies give more benefits as an extra with Medicare Supplements, such as gym memberships or dental discount plan.
Medicare will not cover routine Vision or Dental.
Joe Namath was stretching the truth.
ANY doctor can see you if you have Medicare, some will charge an excess fee to do so. Some may choose not to.
Medicare Supplement and Medicare Gap insurance are the same thing and pay AFTER Medicare. So they only cover what Medicare covers.
Medicare Advantage Plans pay in leu of Medicare- If you have an Advantage plan you have made a conscious decision to get your benefits from the Insurance company. Not the Government.
You don't loose Medicare if you have an Advantage plan. You still pay your Part B. YOU MUST HAVE PART A AND PART B TO HAVE AN ADVANTAGE PLAN. Medicare will take your part B and send it to the insurance company. This is why many areas have Zero premium plans. Your bills will be going to the Insurance company. NOT Medicare.
Medicare Advantage plans have more benefits then Original Medicare. Many plans cover some dental, vision, hearing, gym memberships, over the counter drugs, meals delivered, rides to and from the doctor and much more. THERE's NOTHING NEW ABOUT THIS. Plans have been covering that for years, sorry Mr. Namath.
Many CAN change plans AFTER December, 7th.... Not a misprint.
For a free everything plan you need to have both Medicare AND Medicaid and the plan needs to be available in your area.
There are No one size fits all plans out there. Supplement or Advantage Plan, they both have strong points.
By law, Medicare Advantage plans HAVE TO cover everything Medicare covers. Period.
All Medicare Advantage plan are deemed by Medicare to be equal to or better then Original Medicare.
If your doctor is part of a hospital system they probably accepting advantage plans already.
Some companies give more benefits as an extra with Medicare Supplements, such as gym memberships or dental discount plan.