well stated, Fuzzy
Ya'll need some counseling.......and soon
There's programs for those situations
Search them out
Cut up them credit cards
Eat bread and mayo sandwiches
Dink water, not soda
Put a livable budget together
Tell the bank what you
can do
Most times they'll work with reality
Do you have equity in your home?
If so, you might be able to tap it to dig out from under that pile of debt
Not really the best way to go, as interest rates are quite high right now, but beats credit card interest.
Otherwise, going bankrupt would clean the slate, if that's even an option
Otherwise, find a way to consolidate your debt into one doable monthy payment
As
@fuzzybuddy sez. ya'll will be on the street
Don't know what part of the country you reside, but two incomes should be enough to see a light at the end of the tunnel if rents arent too nuts
I'm only writing this because I've been in your shoes
When our son went schizoid, I ran up some incredible debt to get him situated
It took five years to get everything paid off, but you and yours have to garner a mind set to get 'er done
You
can do it, but it takes commitment from all parties
Consider cutting the cable and internet
Make things less inviting
Your GS and daughter might just find some sort of employment......any
It'll be a help, not a hindrance
You'll need more than luck
You'll need stamina
I wish you well
