My wife got a school loan to get her Bachelors Degree. Don't know, financially, how she got both of her AA degrees, but she got them. She got her Bachelors in 1997 and, as of when we met in early 2000, she was still paying off the school loan she got. All paid off today.
As for me, other than those two classes I posted about, I used my GI Bill to go to college. It was a Jr. College and I found out very fast that I wasn't cut out to go to college. Didn't even finish a semester. Actually I really wish that I would've stayed in and at least got an AA. That sure would have helped my job search, but that all in the past now.
I wanted to get certified with APICS (American Production Control and Inventory Society), but the cost was enormous. Also wanted to get certified in Purchasing, as in getting a CPM (Certified Purchasing Manager), be couldn't afford that either. So, the only thing I could use is my previous experience, which, for a few jobs, worked out fine. My last Director/Supervisor was happily shocked when I knew what the abbreviations on his name badge were..........APICS Certified and CPM