Remember old days of cash only

R

Rose65

Well-known Member
Location
United Kingdom
Remember the days when we did everything in cash, sometimes writing cheques backed by a bank card at the supermarket? I used to go to the bank regularly to stock my purse up. Then came debit cards. I never had a credit card for years.
A few places still require cash, I find plumbers and such still ask for cash and it's an effort to go and get it. Also some older folks I know still deal only in cash.
My bank is about to close, I'm not surprised as I have not been in there for a long time.
 

Rose65 said:
Remember the days when we did everything in cash, sometimes writing cheques backed by a bank card at the supermarket? I used to go to the bank regularly to stock my purse up. Then came debit cards. I never had a credit card for years.
A few places still require cash, I find plumbers and such still ask for cash and it's an effort to go and get it. Also some older folks I know still deal only in cash.
My bank is about to close, I'm not surprised as I have not been in there for a long time.
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banks are closing country wide, in their hundreds.. and it's a right royal PITA.. I now have to drive a 30 mile round trip if I want to do business in the bank, rather than online.. something can't be done online..like taking out more than £350 in cash, which you can do at a hole-in-the-wall.. but not more than that!

Many places still insist on cash.. like yesterday for example at the Beauty Salon.. they never take card... so I always have to remember to get cash before I go there..
 
One day, I wondered why I was getting cash, every place took cards. I've been cashless for a few years now. Things have changed. I used to have to roll pennies and bring them to the bank for paper money. Don't do that anymore. Paying with cash is not a warm and fuzzy feeling for me- the good old days. I don't miss it.
About those places that only take cash- I bet they're people, who don't like to paying income taxes.
 

Depending on the desire of some mechanics, paying cash gets you a lower price. Same with car dealership. High end furniture store.

But since I just buy coffee, gas and groceries, I'm not that fortunate.
 
hollydolly said:
banks are closing country wide, in their hundreds.. and it's a right royal PITA.. I now have to drive a 30 mile round trip if I want to do business in the bank, rather than online.. something can't be done online..like taking out more than £350 in cash, which you can do at a hole-in-the-wall.. but not more than that!

Many places still insist on cash.. like yesterday for example at the Beauty Salon.. they never take card... so I always have to remember to get cash before I go there..
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Funny, my local hairdresser only takes cash or a cheque too. Can you not do a cheque?
 
fuzzybuddy said:
One day, I wondered why I was getting cash, every place took cards. I've been cashless for a few years now. Things have changed. I used to have to roll pennies and bring them to the bank for paper money. Don't do that anymore. Paying with cash is not a warm and fuzzy feeling for me- the good old days. I don't miss it.
About those places that only take cash- I bet they're people, who don't like to paying income taxes.
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Yes definitely, cash is always untraceable.
 
I'm sure this is a silly question but I can't remember how people paid large sums such as a deposit on a house before online transfers etc were available. Did they really go and fetch that much from the bank and risk carrying it?
I do remember once having a building job done at a good price, I had to go and get a big sum in cash, I was so scared carrying it. The builder was trustworthy and had done work before for me, but he did all his jobs in cash.

Of course we don't hear much of bank robberies now, not like the olden days of masked armed robbers.
 
Many of the small businesses in our area add 3% to the bill for paying with a credit/debit card, so we pay cash when we buy from them. We pay most of our purchases/bills with a check or credit card, and pay the full credit card bill within a day or two of the bill arriving....and get a few dollars of "rewards".
 
I watch my friend giving her grandchildren cash for birthdays and Christmas. She counts the money into their hands and their eyes light up. She could of course just transfer money into their bank accounts, but it's not the same. The glee on their faces as they repeatedly count the money is lovely to watch. 😊
 
fuzzybuddy said:
One day, I wondered why I was getting cash, every place took cards. I've been cashless for a few years now. Things have changed. I used to have to roll pennies and bring them to the bank for paper money. Don't do that anymore. Paying with cash is not a warm and fuzzy feeling for me- the good old days. I don't miss it.
About those places that only take cash- I bet they're people, who don't like to paying income taxes.
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katlupe said:
The reason a lot of businesses only take cash or charge a fee for credit cards is because they have to pay a fee to the credit card company for accepting it. I pay my hairdresser in cash for that reason. Nothing to do with her taxes.
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Exactly so, Kat.

Setting up for credit cards, monthly fees and swipe feels can be costly for small businesses. When we got to the point where we needed our small business to accept CCs we bumped prices 5% across the board just to cover those fees.
 
I live in a small sparsely populated area. There are a lot of cash only businesses in the immediate area around my post office, but 50 miles out of my area, you start to get into larger towns and cities, and cash has never been required out of my area. I feel kind of sorry for cash only places. It's like they are too backwards to do business in the modern world, and I'm guessing they miss out on business they could otherwise have done.
 
JustDave said:
I live in a small sparsely populated area. There are a lot of cash only businesses in the immediate area around my post office, but 50 miles out of my area, you start to get into larger towns and cities, and cash has never been required out of my area. I feel kind of sorry for cash only places. It's like they are too backwards to do business in the modern world, and I'm guessing they miss out on business they could otherwise have done.
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yes that's true , to just offer one method of payment is not conducive to good Business practice, but obviously those who do, clearly have weighed up their options and chosen what works best for them
 
People will always carry cash. Cash will always be accepted. Nothing to worry about. I pay by check and cash only. Always have. Always will. On line of course, it's by credit card.
 
Paladin1950 said:
People will always carry cash. Cash will always be accepted. Nothing to worry about. I pay by check and cash only. Always have. Always will. On line of course, it's by credit card.
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If your country goes the same way as ours has now for many years.. very few places take cheques...

My daughter never carries cash..I always carry a little bit.. around $20 in my bag.. but if I go out without my bag (which is rare)..I only have cards in my jeans pocket..
 
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I've done a few transactions with Venmo. When I sold my microscopes before I moved last year, I arranged to meet the buyer at the grocery store parking lot, showed them the microscopes, they venmo'd me the payment, then I gave them the goods. Not that I really did much of it myself, my daughter was there doing it for me.
 
hollydolly said:
to just offer one method of payment is not conducive to good Business practice
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There‘re a couple of stores around here that only take cash or debit. Most times I didn’t have those with me. No purchases by me. Now I carry $20 or so. Unfortunately, that wouldn’t have paid for what I wanted.

Paladin1950 said:
Cash will always be accepted.
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Not always. Some little outfits are refusing to deal with cash.

In the summer I’ll be carrying more money for the Farmers’ Market.
 
Jules said:
There‘re a couple of stores around here that only take cash or debit. Most times I didn’t have those with me. No purchases by me. Now I carry $20 or so. Unfortunately, that wouldn’t have paid for what I wanted.


Not always. Some little outfits are refusing to deal with cash.

In the summer I’ll be carrying more money for the Farmers’ Market.
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During the long 2 years of Covid here..not one business would accept cash.. it was pretty bad on people who had no bank accounts, and surprisingly that's a lot...especially the very old... , even trying to buy their morning paper or a loaf of bread at the bakers shop they couldn't use cash..

Thankfully that all gone away now, and most places are accepting cash again as well as card.. but during those times, many people though it was the back door way into a cashless society...
 

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