FrancesAnn
New Member
- Location
- Southern New England
At this time, I am still working full time to pay the mortgage. I bought my house at 50 and learned a lot about how to take care of it. At 60, I am starting to look towards retirement which for my age group is 68. I have some savings. I live alone and have managed all the finances so far on a modest income.
So, I want to retire in a warmer climate. I have a vision of what it would look like but don't understand how to get there. Small cottage or apartment in town. One story, small square footage. Sunny with access to garden. Room for a cat or two. Able to walk into town for library, senior center and to a recreation center with a pool. Swimming, yoga and home care are my main sources of exercise. I used to ride horses and walk a lot but time and budget restricts both activities.
Probably in a smaller town. I'd like to some day not have a car. I don't have many close relatives or friends around so moving is an option. My lifestyle is introverted. I don't see the patterns changing, just the place. How do I figure out where to go and what I can afford? What am I neglecting to think about? What if I get incapacitated as I get older and don't have people around looking out for my best interest? Many concerns and hopeful of some direction for replies.
Can I apply for senior housing in another state? We have some nice places in town, but the long New England winters are a drag. If I could have what I've got now as a way of life but where it's mild weather would be the ideal.
So, I want to retire in a warmer climate. I have a vision of what it would look like but don't understand how to get there. Small cottage or apartment in town. One story, small square footage. Sunny with access to garden. Room for a cat or two. Able to walk into town for library, senior center and to a recreation center with a pool. Swimming, yoga and home care are my main sources of exercise. I used to ride horses and walk a lot but time and budget restricts both activities.
Probably in a smaller town. I'd like to some day not have a car. I don't have many close relatives or friends around so moving is an option. My lifestyle is introverted. I don't see the patterns changing, just the place. How do I figure out where to go and what I can afford? What am I neglecting to think about? What if I get incapacitated as I get older and don't have people around looking out for my best interest? Many concerns and hopeful of some direction for replies.
Can I apply for senior housing in another state? We have some nice places in town, but the long New England winters are a drag. If I could have what I've got now as a way of life but where it's mild weather would be the ideal.