Sticker shock.

IKE

Well-known Member
I retired 4-15-2018 and I got on BCBS F & D for my supplement insurance and I've been more than happy with their coverage but when they sent me a notice last fall telling me that my 'D' was going up to around $82.00 per month I started looking around.

Mama retired last August and after talking and comparing her prescriptions with our independent insurance agent we went with Humana 'D' for her for only $20.40 per month.....luckily there was a 'open enrollment' period and after comparing my prescriptions I switched from my BCBS 'D' to Humana 'D' which began Jan. 1st of this year saving me $61.60 per month.

Mid last week mama went to refill my high blood pressure medicine (the generic for Atacand) at Walmart and my part was going to be $229.00 for 90 days with Humana whereas on BCBS it was only $35.00 out of pocket for 90 days.....mama declined refilling the prescription, came home and told me and I got on the phone with my cardiologist and told her to see if there was something as good but less expensive than the generic for Atacand.

The next day she called back and said that she was switching me to Losartan which would in my case be just as good and that it should be considerably cheaper and that she'd already called the prescription into Walmart for me.

Mama went back to pick up my new Losartan prescription and it was only $7.00 for 90 days.....now I'm not the sharpest tack in the box but even I can tell that $7.00 is one heck of a lot less than $229.00. :)

I guess the moral of the story is, if you've been given a prescription that is overly expensive call your doctor back and have him or her "Take The Time" (having them Take The Time is the key) to look for something less expensive but just as good.
 

Mama went back to pick up my new Losartan prescription and it was only $7.00 for 90 days.....now I'm not the sharpest tack in the box but even I can tell that $7.00 is one heck of a lot less than $229.00. :)

I guess the moral of the story is, if you've been given a prescription that is expensive call your doctor back and have him or her "Take The Time" to look for something less expensive but just as good.

Yup

and wallyworld will recognize most any discount card I throw at 'em

('bout the only thing I care to walk into that store for....and their price on Wrangler jeans.....and their prices on ammo)
 
Had a similar price check with one of the wife's meds, called t Doc and him switch to generics, not sure why he did not prescribe them in the first place!!
 

That's the main reason I am satisfied with my Humana Medicare advantage plan as most of my meds are tier 2 and are free for a 90 day supply. I also take Losartan for BP and am glad I get it for free. I have 2 scripts that are 4.00 each but the others are free. My daughter is a pharmacist so I hear a lot from her about prices. She thinks I have a great deal.
 
We, too, have a Humana Medicare Advantage plan, and although I take no drugs, the wife is on a blood pressure pill, which only costs us about $15 for a 3 month supply.

The ACA...or Obamacare, if you will....has created an environment where the drug and insurance companies are becoming ever more "creative" in how they operate, and charge for their services. Any hopes that plan had for reducing costs are quickly being dashed, and prices will continue to climb, while services/results will continue to be reduced. We are quickly heading for a "brick wall" that will spell financial ruin for millions due to increased health care costs. The ONLY defense for the people is to try to stay as fit and healthy as possible, so as to avoid "subsidizing" our current "out of control" system as much as possible.
 


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