The Inflation Report came out today and all was quiet.

[Knight]

there is no alternative really to just tracking your own finances .

overall. we are ten years into retirement and despite spending down 6 figures a year our portfolio today is way higher than it was the day we retired.

that's my benchmark

Same here after 30 years in retirement. Only difference, we don't track our finances. The credit goes to my wife for her wanting to prepare for early retirement & to a Fidelity advisor on how to invest so our funds grew instead of depleting.

 

[mathjak107]

I have moved all of my investments to fixed income. Things are going to be much too unstable for the next almost 4 years to expect things to continue as they were. Who knows what will happen after that.

at just 20% equities and zero bonds , 10% gold i am the least invested since 1987 .

after an amazing last two years we can just sit back and see what unfolds .

this is not a good time to try to catch a proverbial falling knife if one isn’t in their accumulation stage

 

[Harry Le Hermit]

Been busy, so a quick update on the May CPI, in regards to projected COLA.
View attachment 431222
A big jump from last month's projections, as what was flat to 0.1% increases has moved to 0.1%~0.2%. Those projections were prior to the kerfuffle in the Mideast. Most of the economic news can be massaged to sounding either terrible or not much of anything... depending on your favorite echo chamber. Hey, we all have our favorites.

I forgot to add my own personal CPI indicated an increase of 2.405%, with rounding being higher than the official 2.355%. For those saying the BLS numbers are fiction, you are making a case for abolishing that agency. Just something to think about.

 

[Teacher Terry]

I forgot to add my own personal CPI indicated an increase of 2.405%, with rounding being higher than the official 2.355%. For those saying the BLS numbers are fiction, you are making a case for abolishing that agency. Just something to think about.

It doesn’t matter what citizens think as the government will just do what they want anyways.

 

[JustDave]

I have watched grocery prices going through the roof in the last year, regardless of what the government tells me about inflation. Insurance prices have also boggled my mind, both car and home.

 

[mathjak107]

the coi is not representative of anyone’s personal cost of living .

its just a price change index that measures changes in prices across the 1500 mini economies that make up this country .

some areas may see 2x other areas in price changes on different things .

many of what’s measured you may not even use .

it doesn’t account for how many times you personally use something either

 

[Lilac]

Prices for products have always been higher in certain places than others. I've noticed prices have come down on things like dairy, eggs & other food items. For me, I'd say my grocery cost in general has reduced.

Insurance prices, correct me if I'm wrong, has been based on the area you live in combined with the number of claims for that area. Ours went up because we bought a new vehicle at the end of the year which was to be expected.

 

[mathjak107]

wait until the tariffs hit and. ars and parts cost more . auto insurance can see a big jump