The stock market is taking a dive today!

[Brookswood]

and again , the s&p numbers don’t include the dividends in them so the gains are actually higher

so this is clearly a case of either poor investor behavior or trying to pick individual stocks

An excellent point.

Common stocks are a long-term investment. Those who worry that they lost money in 2023 compared to 2022 or 2021 probably are better off in CDs which are now yielding a very nice 4+% with the money guaranteed by the Uncle Sam. Just don't go over the FDIC limits at any one bank.

Stocks always come down from their high point. It stands to reason. Otherwise it wouldn't be the high point. What we want is for them to go back up and make new highs later on. That may be in a matter of a day or many years. Nobody knows for certain.

 

[mathjak107]

An excellent point.

Common stocks are a long-term investment. Those who worry that they lost money in 2022 compared to 2021 probably are better off in CDs which are now yielding a very nice 4+% with the money guaranteed by the Uncle Sam. Just don't go over the FDIC limits at any one bank.

so far this year

my gold has returned 12% ytd in gld

my long term treasuries returned almost 10% tlt

my total market fund is up almost 7% .vti


my short term treasuries is up over 2% shy

if i bailed out in to a cd assuming 4-5% i would have been up about 1.25% ytd


so cash instruments are once again playing out to be a poor deal.