Thinking of moving to a Senior independent living facility.

DailyArtsyCrafter said:
You must mean market rate senior housing. Affordable subsidized senior housing usually charges 30-33% of any income and generally no lower than $25 a month.


It is becoming more popular. Also, seniors are joining together to rent housing that is large enough for each person to have more privacy than communal living, like several baths, kitchens, suites, etc.


For those that will allow a person to move in before they need that type of assistance. I don't know but some may have restrictions on how well a person can be to move in because of the need by those who seriously need the help. I've thought about this as an option. It's a difficult choice to make for those who are determined and live in faith that they will be self-sufficient until death.


Yes it is because there are many who have much compassion for seniors and the elderly.


Also, if you go on any waitlists now, you don't have to accept the 1st apartment that comes up when your name reaches the top. You usually can decline and wait for the next one. That would give you time if you weren't ready. However, most affordable senior complexes only allow you to decline once. If you don't accept the next unit, you could still remain on the list but your name would then go to the bottom. This would give you even more time to decide.
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No that's not what I mean.
 
This won't be helpful, but I always think of this place when a low income senior apartment topic comes up.

When I was traveling after retiring, I hiked in a park next to this low income senior living apartments building (near Buffalo), I just loved the look of the building. I wouldn't want to live in that northern of climate tho.
St. Mary’s Apartments in Williamsville, NY | Affordable 55+ Living
st Mary apartments buffalo.jpg
 
OneEyedDiva said:
I found out two things that turned me off:
~Availability was slim, with wait times being as long as 3 to 4 years. I called several places both in and out of town. Public housing took 33% of incomes.
~They wanted too much personal information (eg: bank and investment account institutions and amounts). One place I went to wasn't public housing and charged a bit more than 30%. I knew people who lived there and the apartments were nice. But I noticed that their files were not in a locked cabinet, so anyone, say a maintenance staff member, could easily access people's personal information. I think their wait time was estimated to be 2 years or a little less.
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Wait times vary depending on whether it's public, HUD senior subsidized housing (city/county government) or private HUD or otherwise subsidized senior housing (owned/managed by organizations, churches, companies or corporations).

I am in my 3rd senior affordable housing apartment. I've lived on the 6th fl of a 13-fl high rise and twice in cottages. I never had to wait more than 6 mos. For one apartment I only waited 3 mos. They are all privately-owned.

That is one of my frustrations, that finances have to be monitored for qualification. But I understand that they have to have a reliable way to approve those who really need the help and to reject those who don't. It's a blessing for those who don't need the help and who are able to live in their own homes. For those who do need it, it's a blessing that it's available.

I don't like the way that it has to be administered but I'm grateful for the opportunity to live according to my income. It does allow me to save and plan for something better. Something unusual and special for me, maybe some type of non-traditional housing that would give me my freedom.

There are people who would give almost anything to be able to get a senior subsidized apartment. Unhoused people, those living in uncomfortable, scary, dangerous situations and those with other challenges. For those who don't want to live the rest of their lives in senior subsidized housing, there's always hope to move above that, even at an advanced age. đź’–
 
DailyArtsyCrafter said:
Wait times vary depending on whether it's public, HUD senior subsidized housing (city/county government) or private HUD or otherwise subsidized senior housing (owned/managed by organizations, churches, companies or corporations).

I am in my 3rd senior affordable housing apartment. I've lived on the 6th fl of a 13-fl high rise and twice in cottages. I never had to wait more than 6 mos. For one apartment I only waited 3 mos. They are all privately-owned.

That is one of my frustrations, that finances have to be monitored for qualification. But I understand that they have to have a reliable way to approve those who really need the help and to reject those who don't. It's a blessing for those who don't need the help and who are able to live in their own homes. For those who do need it, it's a blessing that it's available.

I don't like the way that it has to be administered but I'm grateful for the opportunity to live according to my income. It does allow me to save and plan for something better. Something unusual and special for me, maybe some type of non-traditional housing that would give me my freedom.

There are people who would give almost anything to be able to get a senior subsidized apartment. Unhoused people, those living in uncomfortable, scary, dangerous situations and those with other challenges. For those who don't want to live the rest of their lives in senior subsidized housing, there's always hope to move above that, even at an advanced age. đź’–
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I agree with your point (what I bolded). I understood the reason why the invasive questions, but still didn't like it. Since my Honorary Daughter told me not to go through with my officer because she needed three bedrooms anyway, I never filled out applications for any of the places.
 
Teacher Terry said:
I’m hoping of course to be able to remain in my own condo like my mom and my aunt did. My friend had Parkinson’s and it became very debilitating which is why he needed assisted living.
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Yes that's ideal to be able to stay in your condo. Oh your poor friend having Parkinson's, so sad.

I think no one really wants to move if they don't need to.
 
Lewkat said:
Ruthanne, I have lived in an ALF for 18 years. I lucked out since here in New Jersey, nothing is cheap. Regardless of where you are from, you will go through your money very rapidly, and that is just for basic assistance. Look into what senior monetary assistance is available for those who require it after a period of time. I must say, also check out several places and their back grounds. It is great living I must say. Aging in place is made easy and your life is your own. Choose wisely.
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Ty for your post and ideas. What is ALF?
 
Ruthanne said:
Like I told someone else I couldn't afford to move much farther than the cities right next to me. Movers are expensive and I have very limited funds for it. I would prefer to stay in Cuyahoga county. I think there are some places not far from me. I just have to find out more about them. Thanks for your post!
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I guess a UHaul or other moving truck with maybe someone to help is out of the question? It could help you extend your area of search.

I have some senior affordable housing properties info that I couldn't use because they are out of the areas in which I was looking. I'll look to see if any are in your county and surrounding areas.

To be sure to find properties where you pay rent according to your income, you can search
  • Section 202 senior housing
  • The Low-Income Housing Tax Credit (LIHTC) senior housing
  • Senior income-based housing
I share this because some properties are listed as affordable senior housing but the rent is not low enough or not really income-based, though it might be below market rate.
 

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