LOL..I don't think this thread is for me, as all of you who know me to be not afraid to spend money..

However..I grew up in abject poverty while living in the most prestigious area of our city. However behind closed doors.. no-one knew we had nothing on the floors.. we had barely anything in the food cupboards, and we had no bedding.. except old coats .. No sheets no pillowcases.. just a couple of old coats... not even pyjamas. We had no heating aside from one small gas fire in the livingroom.. the windows froze inside in the winter, but there was no money to buy us hats or gloves.. I learned to knit, and knitted scarves at school, but could only do 2, one for me and one for my brother closest to me in age because my mother couldn't pay for the wool that was needed.
We kids went to school with cardboard in our shoes to cover the holes.. ( not the 1920' 30's or 40's.. but the late 60's and 1970's..) we weren't allowed to invite anyone home because they'd see how we lived.. and anyway we'd never be able to afford to let them eat with us for tea...
We never got hair cuts at the hair salon, we never got to go on school trips, because they couldn't be afforded.... I could go on and on, but I suspect there are a few people here who could tell a similar tale..
When I got married, nothing much changed except my surroundings.. My ex was in the Navy just 19 and a rating on the most minimum wage. We had a baby.. . Ex sent as much money as he could but it was starvation level.. just enough for me to buy nappies and milk for the baby.. and he'd be at sea for weeks at a time with his ship ( aircraft carrier).. enjoying good food , and rightly so.. but in the meantime I could only afford to buy eggs and potatoes.. I'd live for weeks on end on every which way to cook a potato and eggs..
Once we divorced when DD was 8 years old, I was left to raise her alone with no maintenance from him at all..not a single penny did he make as a contribution to her upbringing.. so I had to be the best money manager in the land to ensure she never , ever went to school with cardboard in her shoes, that she got to go on school trips, that I could afford all her sports events and musical instruments ( she eventually was able to go to Music college) . and because of that , I went without myself , painting my shoes with gloss paint when they got scuffed because I couldn't afford new...eating the cheapest of foods and so on... no pity party ... but now when you see me tell you I've been out and bought a couple of new pairs of Boots, and a handbag or 2.. you can be darn sure I worked my backside off to earn the ability to do that... but if ever there was a time again when real thrift was needed you can be sure I'll know how to survive.