Well, if they could hang me, they would. 2005, got a bee in my bonnet and bought an overpriced Dodge Durango. (The dealer is also scum) but anyway, I also got a $1,000 loan from the bank also.
Then, job laid me off, vehicle repo and I went to the bank, I offered them $300 cash to close checking, (it was $428 negative) they refused, I said "Enjoy eating it"
Then I walked away from all debts, totally didn't respond to any mailings. Mom passed away late 2006, I had gone to Missouri (if I stayed, I might not have handled her death as well.
Anyway, Wells Fargo ate a $26,000 car loan, $1,000 personal loan and my checking account that went $2,917 negative. I'm not a hater on Wells Fargo, but for those who do, I got them good. (Snidely Whiplash laugh)
But I do remember those news reports of accounts being opened without consent of customers.