That has been true for me so far, and I was surprised by that. I also went into retirement debt free so that was very beneficial.I heard that folks tend to find out that they needed much less $$$ in retirement than they thought. Is that true?
Another thing that surprised me was Medicare. I spent the last twenty five years of my working life on a high deductible health plan where out of pocket cost were substantial. Switching to Medicare was such a blessing, I had Hernia surgery this past summer and my total out of pocket was $305.00.
Like many I was just plumb wore out and stressed from working, even though I still work hard in retirement its a different kind of life and I like it very much.