Hello and welcome, rons316. I'm with SCAN Medicare Advantage, so I guess I can't be of much help on drug plans. I am happy with mine, the majority of my meds, with SCAN, have a Zero co-pay and that works just fine for me. As for your temps, eww. Never seen temps like that here in Southern California and seriously don't expect to in my lifetime. Anyway, welcome and I hope you enjoy this forum as much as I do. Some super fine people here, in my opinion of course. Don...