You have amazing courage. GaerNo, I worked until after my husband died. He died suddenly and in my arms.
I was in shock and could not smile or converse with people.
Didn't know when I would burst into tears. (and I did)
This didn't work as I had to interact with the public.
Didn't retire. Just left a note that I wasn't returning and left!
I didn't know if I had enough money to survive or anything. Didn't care.
Not a monetary decision. I always do what I am most afraid to do. and take risks.