What do you do with your change?

fuzzybuddy

fuzzybuddy

SF VIP
Location
The Sticks, Northeast PA.
If you use cash and get back 97¢, what do you do with the change?

I've got a big jug full of change. Every night, I emptied my pocket as a little way to save. Well, I have 20-30 years of change in the jug. The banks around here won't take change. And those change machines want 15-20%.
 

Some of the banks here have changing stations within and don't charge for it. Mine is still in a couple of big jars. Sadly my bank branch does not have a coin counter in it. One of these days I am going to roll it and take to the bank.
 

I toss it into a plastic container and take it to the bank, they recently installed a coin counter in the lobby that is free for depositors.

Before the coin machine was installed I took my pennies to a Coinstar machine and gladly paid the fee.

I wrapped the rest of the coins and took them to the bank.
 
I collect old coins, so I browse through them all to see if there are any oldies in there. I have a penny from 1933 way before I was born. That's pretty cool. I have change from the 40's, 50's and 60's. The rest I keep in my change purse to use as tips at Starbucks or for yard sales. :eek:
 
fuzzybuddy said:
If you use cash and get back 97¢, what do you do with the change?

I've got a big jug full of change. Every night, I emptied my pocket as a little way to save. Well, I have 20-30 years of change in the jug. The banks around here won't take change. And those change machines want 15-20%.
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Your banks won't take change? Seriously? I've never heard of such a thing!!
What would happen if you go to a local grocery store and pay for an item with an envelope full of change?

Oops, sorry, I didn't answer the question.
I rarely have change, because I use debit cards for almost everything.
 
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My daughter gave this to me a few years ago. Hubby and I would go to Atlantic City quite often. They gave complimentary rooms, Free buffets and a little slot play. We played the penny slots, I went to the pool while the hubby played a bit. Just enough to get asked back. I haven't had any offers in several years. Atlantic City isn't what it used to be. Now I just use it to save change.AC money (800x600).jpg
 
I never let change accumulate to any great amount. When I shop I use it to pay for my purchases (besides the paper
bills). so I never have a lot of it. The cashiers pick out what they need because THEY need it to make change
for the people behind me in line, to make change. I almost always pay cash for small amounts; like groceries etc.

If it's for a large purchase, I use MasterCard.
 
Spare change usually goes in a bucket. We cash it in once a year .... it usually ends up being about $500 . Then we buy something for the house . ( lawn mowers,snow blowers,furniture ,etc )
 
I have no clue why I do it but just my quarters dated in the 60's and 70's go in a old humidor, nickles & dimes & non dated 60's and 70's quarters get spent and pennies go in jars......I've got several large jars full of pennies that sooner or later I'm going to have to do something with.
 
The excess pennies go into a plastic sandwich bag, and I toss them into the fountain at the casino. Whenever I go to the store, I grab a handful of change, and give the cashier the exact fraction of the dollar. I keep some quarters in the vehicles to use at a car wash if I haven't had time to hand wash the car. Then, there are the little great grandkids, and their piggy banks...whenever we visit, I give them some change. One way or another, I use the coins rather than just letting them sit around.
 
I went completely plastic a few month ago. In Northeastern PA, banks won't take jars of change. Nobody takes rolled coins, so don't roll them. I know of one bank that has a change machine, but you have to have an account over $100 for so many months, before you use it.
 
I keep a ceramic jar on my kitchen counter where I throw it all. Usually when it is full, I turn it in. But I do have a big water bottle (like the kind you see in offices) and I may start putting it in there.
 
I carry as little as possible in my wallet and pockets. I always have 2 quarters and 2 dimes when I leave the house. That keeps me from getting 88 cents in change.
When I do get change, the pennies and nickles go into the donation box/jar, etc. or the take a penny leave a penny if they're there.
Nickles just aren't worth their weight.
Change I bring home goes into 3 containers; Quarters and dimes (in same container), pennies and nickles.
Pennies can be put in bags (plastic or cloth) and used to hold things in place.
Grocery store self-checkouts are a good way to spend change - go early or late when they're not busy, and keep feeding it.

.
 
I use a bank debit card for everything over $5. We have a good coin sorter and we keep most change for yard sales which is our big hobby. When I leave the house, i drop half a dozen *Twonies and *Loonies in one pocket and quarters and dimes in the other pocket. We roll nickles and deposit in the bank. Pennies were discontinued a few years ago and no one misses them.

*In Canada we have a one dollar coin with a common loon on the front so we call them Loonies. When the two dollar coin came out, we quite naturally called them Twonies.:D
 
Camper6 said:
Pennies are gone in Canada. Everything is rounded to the nearest nickel.
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I liked that when I was there. I also liked the $1 and $2 coins. We really should do away with our $1 bill and go to coins. I read somewhere that the average $1 bill has a lifespan of about 18 months when it's in circulation. A coin can last for decades. It would save money in the long run. We have $1 coins but no one likes them, probably because they are about the same size as a quarter.
 
cash only for purchases then the change is kept for the next purchase or if the store is doing a aide thing i will round up the total to donate. otherwise i use a debit card
 
I úsed to save up change when I was a kid because back then you could actually buy stuff with change. Now it's basically worthless so I try to spend it as fast as I get it. However a couple of months ago I binge watched all six seasons of "The Sopranos" on Netfix and ever since then I have wanted a "Gangster Roll". It looked so cool when one of those North Jersey gangsters would pull out a roll of bills big enough to choke a horse and peel off a couple of hundreds.

Now I can't afford to do it with 100's because a decent sized Gangster roll of 100's has gotta go at least 5 and maybe as much as 10 grand. But right after I finished with the last season I started saving up all my 5's and 10's. I got up to $250 bucks which was 14 10's and 22 5's for a total of 36 bills. It still was maybe at best half the size of a good gangster roll. Then my daughter stopped by on her way from Florida to California and stayed one night with us. I figured she was probably doing like most younger people do these days, carrying very little cash and planning on doing the whole trip on plastic and I got to worrying about her so I gave her my mini gangster roll so she would have some petty cash along the way. I've started again. So far I've got four fives for a total of 20 bucks. :)

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I leave the quarters in the zipper part of my purse(s) or put them in change purse(s) to carry with me for bus fare. I add a couple of nickels and dimes in case I have to go two zones. Our car is in the shop..in fact it's been there too long so I've had to take the bus more than usual. I also used Uber. Most of the dimes, nickels and all of the pennies go in my "piggy bank" to get wrapped and taken to the bank when I've accumulated enough.
 

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