What do you think of credit reports?

[oldaunt]

From who?

Landlords, banks, credit card companies, store credit accounts, anyone you have ever done business with. Same thing the reporting companies do.

That's WHY they do this. Do you want 45 calls a day from people asking you to verify someone, that they'll pay back, on time and in full?

You DID ask. Why so surprised you got answered.