Tornadoes are not a big threat but have happened here in Colorado, we have a room in the basement without a window that we'd probably seek shelter in if need be, but so far in over 30 years we haven't had to do that. We have some major snow storms/blizzards that I don't really consider a threat. Worst thing would be no grocery shopping for a couple of weeks, and we have enough in the pantry to get us through any kind of emergency like that. Thankfully never experienced a major disaster like a hurricane or big earthquake, I guess if there was a volcanic eruption of intensity in nearby states it could be devastating to all of us. Hoping that doesn't happen.