Which state is best to retire in

R

rickysangel

New Member
I live in Pennsylvania and it is so expensive here. Where does everyone think is the best state to retire in?
 

i suppose that it all depends on your financial situation.

I retired in New York State and have no issues.

If your income is low the income tax rates aren’t as important as the social programs being offered, the sales tax rates, property tax rates, etc…

Retire where you will be happy and have the best quality of life, support network, etc…
 

When I took an early retirement, we chose North Central Arkansas as it seemed our money would go the farthest and it was almost like Vermont, but, without the severe winters. If the house hadn't burned down, I'd probably still be there.
Of course, we preferred the rural living and lack of over regulation. (that allowed us to build our own house), and settled in with 33 acres and a creek. That may not be your cup of tea.



our house.JPG
 
The best state depends on what you want in retirement. Best to define your interests then google each state to see what is offered that interests you. We were fortunate enough to spend time traveling to states we thought would suit our interests.

As an example I google Arizona like this

What does Arizona offer retirees

The Pros and Cons of Retiring in Arizona.
 
rickysangel said:
I live in Pennsylvania and it is so expensive here. Where does everyone think is the best state to retire in?
Click to expand...
If you're asking about a place that's less expensive, inflation and high prices have not left any location untouched. I'm in PA, too, and from the people I've spoken with over the past two years or so, it's actually better here than many other locations. The ol' grass isn't always greener elsewhere.
 
No state will give you everything, so you have to prioritize.
Beauty
Climate, extreme weather, humidity
Taxes
Cost of living
Property affordability
Crime
Amenities and Interests
Traffic & congestion
Political preference
Bugs and pests
Allergies or asthma
*** Tip: Once you have your list in order, tell AI you are looking for a state to retire, and here is your list in order of importance. Tell it to find the best candidates that match the things most important to you. Keep in mind it is looking at the state as a whole. Then you can ask it which part of the state is best suited to what you are looking for.
 
There is no "one size fits all" state. The factors that bobcat just listed are important ones, and there are additional ones. For many people, being near loved ones (family, old friends) is very important. There are sometimes religious considerations. Just being fond of a place because you have lived there previously and are familiar with it could matter,

I've also found that the things that do matter can change as you go through life. For instance, being able to enjoy a sport might matter when you are younger or middle aged, but be very difficult (or impossible) when you get older. The kind of housing available is very important, of course, and you could be fond of a particular type of house but find that it is scarce in that region. Availability of health services becomes more and more important. For instance, I once thought I wanted to move to Oregon, either the lovely town of Ashland or somewhere along the Oregon coast, which we both loved. But when we saw how far it was to the nearest hospital or airport, we changed our mind.

Some people love cities and all their amenities; others like small towns. Being near a large body of water might matter, or it might not at all.

You mention the affordability problem, which could either be a deal breaker, or maybe just something to grumble about but you can manage to live there anyway.

Sometimes you have to weigh several of these considerations against each other. Example: Vermont is a beautiful place to live for about half the year, but could I stand the winters?

Interesting subject.
 
I moved from Michigan to Ohio and doing okay on just my social security. Even managing to save. Great healthcare and public transit. Utility Bill is low because we can buy gas and electric on the open market. I pay around $35 for electricity and $47 for gas. (No government subsidy). Plus new cable and internet companies are moving in a changing the competition. I came temporarily for healthcare 13 years ago stayed.
 
Last edited:
My belief is go or stay where you love to be. The green of the Midwest in the summer.
the green of S.C. in the summer. The oranges of Florida , whatever you feel is good if you can!
I been to 3/4'ths of States of mainland USA and I see nothing better than the midwest
 
bobcat said:
No state will give you everything, so you have to prioritize.
Beauty
Climate, extreme weather, humidity
Taxes
Cost of living
Property affordability
Crime
Amenities and Interests
Traffic & congestion
Political preference
Bugs and pests
Allergies or asthma
*** Tip: Once you have your list in order, tell AI you are looking for a state to retire, and here is your list in order of importance. Tell it to find the best candidates that match the things most important to you. Keep in mind it is looking at the state as a whole. Then you can ask it which part of the state is best suited to what you are looking for.
Click to expand...
I'm gonna pass on letting the Ai of the internet tell me what's best for me. The Ai will prove out to be owned and total crap.
 
You must log in or register to reply here.

Back
Top