rickysangel
New Member
I live in Pennsylvania and it is so expensive here. Where does everyone think is the best state to retire in?
Which state is best to retire in
- Thread starter rickysangel
- Start date
That Lady in PA
Senior Member
Wherever you like to be… every state has its expenses and needs taxes of some sort to pay for them.
Aunt Bea
SF VIP
- Location
- Near Mount Pilot
i suppose that it all depends on your financial situation.
I retired in New York State and have no issues.
If your income is low the income tax rates aren’t as important as the social programs being offered, the sales tax rates, property tax rates, etc…
Retire where you will be happy and have the best quality of life, support network, etc…
I retired in New York State and have no issues.
If your income is low the income tax rates aren’t as important as the social programs being offered, the sales tax rates, property tax rates, etc…
Retire where you will be happy and have the best quality of life, support network, etc…
squatting dog
We don't have as far to go, as we've already been
- Location
- Arkansas, and also Florida
When I took an early retirement, we chose North Central Arkansas as it seemed our money would go the farthest and it was almost like Vermont, but, without the severe winters. If the house hadn't burned down, I'd probably still be there.
Of course, we preferred the rural living and lack of over regulation. (that allowed us to build our own house), and settled in with 33 acres and a creek. That may not be your cup of tea.
Of course, we preferred the rural living and lack of over regulation. (that allowed us to build our own house), and settled in with 33 acres and a creek. That may not be your cup of tea.
outlander
Member
- Location
- southern Arizona
Currently in southern Arizona, but New Mexico is calling me to return. Beautiful, cheap, and not much regulation in many areas, not a lot of people either.
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Knight
Well-known Member
The best state depends on what you want in retirement. Best to define your interests then google each state to see what is offered that interests you. We were fortunate enough to spend time traveling to states we thought would suit our interests.
As an example I google Arizona like this
What does Arizona offer retirees
The Pros and Cons of Retiring in Arizona.
As an example I google Arizona like this
What does Arizona offer retirees
The Pros and Cons of Retiring in Arizona.
Wombat
Member
- Location
- Wollongong, NSW
Breathing and mobile is probably the best state to be in
jujube
SF VIP
I've always been partial to the State of Denial....
CallMeKate
Well-known Member
- Location
- Mid-Atlantic US
If you're asking about a place that's less expensive, inflation and high prices have not left any location untouched. I'm in PA, too, and from the people I've spoken with over the past two years or so, it's actually better here than many other locations. The ol' grass isn't always greener elsewhere.
This state usually happens first when someone is diagnosed with cancer.
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bobcat
Well-known Member
- Location
- Northern Calif
No state will give you everything, so you have to prioritize.
Beauty
Climate, extreme weather, humidity
Taxes
Cost of living
Property affordability
Crime
Amenities and Interests
Traffic & congestion
Political preference
Bugs and pests
Allergies or asthma
*** Tip: Once you have your list in order, tell AI you are looking for a state to retire, and here is your list in order of importance. Tell it to find the best candidates that match the things most important to you. Keep in mind it is looking at the state as a whole. Then you can ask it which part of the state is best suited to what you are looking for.
Beauty
Climate, extreme weather, humidity
Taxes
Cost of living
Property affordability
Crime
Amenities and Interests
Traffic & congestion
Political preference
Bugs and pests
Allergies or asthma
*** Tip: Once you have your list in order, tell AI you are looking for a state to retire, and here is your list in order of importance. Tell it to find the best candidates that match the things most important to you. Keep in mind it is looking at the state as a whole. Then you can ask it which part of the state is best suited to what you are looking for.
There is no "one size fits all" state. The factors that bobcat just listed are important ones, and there are additional ones. For many people, being near loved ones (family, old friends) is very important. There are sometimes religious considerations. Just being fond of a place because you have lived there previously and are familiar with it could matter,
I've also found that the things that do matter can change as you go through life. For instance, being able to enjoy a sport might matter when you are younger or middle aged, but be very difficult (or impossible) when you get older. The kind of housing available is very important, of course, and you could be fond of a particular type of house but find that it is scarce in that region. Availability of health services becomes more and more important. For instance, I once thought I wanted to move to Oregon, either the lovely town of Ashland or somewhere along the Oregon coast, which we both loved. But when we saw how far it was to the nearest hospital or airport, we changed our mind.
Some people love cities and all their amenities; others like small towns. Being near a large body of water might matter, or it might not at all.
You mention the affordability problem, which could either be a deal breaker, or maybe just something to grumble about but you can manage to live there anyway.
Sometimes you have to weigh several of these considerations against each other. Example: Vermont is a beautiful place to live for about half the year, but could I stand the winters?
Interesting subject.
I've also found that the things that do matter can change as you go through life. For instance, being able to enjoy a sport might matter when you are younger or middle aged, but be very difficult (or impossible) when you get older. The kind of housing available is very important, of course, and you could be fond of a particular type of house but find that it is scarce in that region. Availability of health services becomes more and more important. For instance, I once thought I wanted to move to Oregon, either the lovely town of Ashland or somewhere along the Oregon coast, which we both loved. But when we saw how far it was to the nearest hospital or airport, we changed our mind.
Some people love cities and all their amenities; others like small towns. Being near a large body of water might matter, or it might not at all.
You mention the affordability problem, which could either be a deal breaker, or maybe just something to grumble about but you can manage to live there anyway.
Sometimes you have to weigh several of these considerations against each other. Example: Vermont is a beautiful place to live for about half the year, but could I stand the winters?
Interesting subject.
Oldeagle66
Senior Member
I moved from Michigan to Ohio and doing okay on just my social security. Even managing to save. Great healthcare and public transit. Utility Bill is low because we can buy gas and electric on the open market. I pay around $35 for electricity and $47 for gas. (No government subsidy). Plus new cable and internet companies are moving in a changing the competition. I came temporarily for healthcare 13 years ago stayed.
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outlander
Member
- Location
- southern Arizona
Maybe Alberta
Maybe CanadaMaybe Alberta