ElCastor
Senior Member
- Location
- Northern CA
Good! But you do pay taxes don't you? An Australian poster in another retirement forum got it for free too, and hated it. Didn't like the quality of "free", so he wanted to supplement out of his own pocket, but then he had to pay 100%, and that really annoyed him. It's also "free" in Canada, but they have an issue of wait times. A famous Canadian politician flew down to California for breast cancer surgery which caused a big stink. Last I heard, France seemed to have a good system. You Brits (and the rest of the world) have a big advantage over us -- Loser Pays, AKA the English Rule. Here if you are a doctor and are sued but win, you still have to pay your own attorney's fees -- which can be enormous. Thus US doctors all must have very expensive medical malpractice insurance. In the UK and elsewhere, if you sue someone and lose, you pay their attorneys fees. The result of the English Rule -- think twice, maybe thrice, before suing someone!Well we get our health care FREE so there is nowhere cheaper..
"The AMA report shows that obstetricians can expect to pay around $150,000 in annual premiums for malpractice insurance. If your specialty requires fewer actual procedures, you can likely get by in the neighborhood of $30,000 to $50,000. Some low-risk specialties in low-risk areas of the country will pay less than $10,000 a year for coverage."
https://www.leveragerx.com/blog/medical-malpractice-insurance-cost/.
Needless to say doctors don't pay those premiums -- their patients do. Another result is that the US has the greatest number of lawyers per capita in the world. Grrrrr.