How much cash is enough?

I have a fire proof lock box but that's for documents in case of fire.

We always used the safe in Thailand in our house for keeping cash, passports, credit/debit cards and we only carried the cash we were going to use that day. Not that there were pickpockets or muggers where we were, just no point in carrying what we didn't need. We'd get a card out of the safe for getting more cash at the ATM.
 

I carry very little cash. I use my airline card for almost everything. Even though I get free travel in coach, I use the mileage to upgrade to First or Business Class. I have a hard time flying in coach being 6'4". Right now, I have about 240,000 miles accrued. Those will go fast after we start traveling when the weather gets warmer. I really do not like traveling, but my wife loves it. I traveled for 33 years and had my share of rude people in the airports. Some of the stuff that I saw that goes on in airports makes me wonder where people's manners go when they leave the house.
 
applecruncher said:
Wait...this is your "walking around" money? And exactly where is it and what time do you walk?:D:playful:
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Usually every Thursday evening at 8:10pm I walk up Division Street with my roll. It's a bit more difficult lately because I'm having trouble keeping my balance and my eyes are beginning to get rheumy. I don't use a wallet, so I just stuff the bills into my pockets however I can.

PS: It's very dark by 8:10pm. And I wear headphones so I can blast my music as I slowly walk along.
 
oldman said:
I carry very little cash. I use my airline card for almost everything. Even though I get free travel in coach, I use the mileage to upgrade to First or Business Class. I have a hard time flying in coach being 6'4". Right now, I have about 240,000 miles accrued. Those will go fast after we start traveling when the weather gets warmer. I really do not like traveling, but my wife loves it. I traveled for 33 years and had my share of rude people in the airports. Some of the stuff that I saw that goes on in airports makes me wonder where people's manners go when they leave the house.
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People seem to lose all manners in airports and on planes. Nobody seems to think they should queue and all want to be first.

We use miles to upgrade to business when we can.
 
SifuPhil said:
Usually every Thursday evening at 8:10pm I walk up Division Street with my roll. It's a bit more difficult lately because I'm having trouble keeping my balance and my eyes are beginning to get rheumy. I don't use a wallet, so I just stuff the bills into my pockets however I can.

PS: It's very dark by 8:10pm. And I wear headphones so I can blast my music as I slowly walk along.
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It would be helpful if you'd upload a map of the area and a photo of yourself. :rolleyes:
 
Guess we all know that the world revolves around paying with credit cards/bank cards at stores, unlike years ago when cash and checks were the only way to pay for something. So, when I'm in line at a store register and see a Senior paying with a check or cash, it sort of shocks me. It's like Seniors that still have/use a VCR, Cassette Player or have a small screen tv. Some Seniors really "think" young and don't mind being a part of today's high tech stuff, while others say "I'm fine with what I got".

For wife and I, we like our "high tech" stuff even though I'm the one that really knows how it runs.
 
I'm not surprised when I see people paying with cash for relatively small amounts of purchases, but I don't often see people writing checks at the grocery store, etc.

Even taxi cabs and pizza delivery have been taking credit cards for a long time.
 
applecruncher said:
I'm not surprised when I see people paying with cash for relatively small amounts of purchases, but I don't often see people writing checks at the grocery store, etc.

Even taxi cabs and pizza delivery have been taking credit cards for a long time.
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I can't remember the last time I saw someone write a cheque at a store. I sometimes see people paying cash at my supermarket, but not that often. We write a cheque about once a year. Last time was for xmas when I sent one to my son for xmas gifts for the family. Easiest way to get him the money. When my DH gives his daughter a gift of cash he simply transfers it to her account, but more difficult to do that between countries.

We have two cards that you can just tap on the card machine instead of using your pin. It would make me nervous to have a card that did that if the limit wasn't £20 for 'tapping'.
 
yesterday I stood behind a person who wrote a check for grocery's but I live in a small town......I use cash for most anything under 30 bucks and credit cards for over that I pay off each month....but the right answer to how much is "just a little more"
 
Much more than I used to. Two to three hundred in my purse and a good bit hidden in a couple of places in my car. Holdover from the prepper days. And I do pay my credit card off every month. :p DO NOT have a debit card since my cousin's account was hacked from someone tapping into a store's system from the parking lot. Made away with a total of $20,000 from the checking account and savings account that was tied to it.
 
I don't carry much cash anymore. I like to keep a few bucks, thirty to fifty so I'm not broke. I use a debit card for almost everything.
 
I just checked.

Wallet $17
Misc envelope $10 in singles, and a $20 bill
Hiding place $65

I really don't want to keep more than that on me or at home.
 
It depends on where I'm going and what I'm going to buy. And in hurricane season it's good to have cash at home. I got burned in one of those store hacks. I don't trust any of them. A credit card is safer but I used to use my debit card in almost any store. Not anymore!!! My bank charged me $20 to get a new one. Really stupid customer service because the bank would have ended up being the ones that would have been liable for fraud charges.
 
I use cash most of the times. I like those Benjamins. LOL Every time I lay one down they check to make sure it is real. Lol
I keep at least one with me at all times.
 

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