Does your retirement budget allow you to travel much?

We live in an area where millions of people from all over the world want to visit, so there's plenty to do here without needing to travel much. Spouse and I are not lovers of today's air travel hassles, so as long as I can continue driving we do car trips.

It's great! Instead of trying to cram fun into a weekend and hassling with traffic to/from popular areas, we can visit weekdays for 3-5 days at a time, able to enjoy our favorite areas in depth rather than stick to a strict schedule. We have our favorite restaurants to visit, and always try to reserve at least half our meals at new eateries.

We stay at moderate priced hotels because fancy ones have amenities we never use. We don't golf, swim, or play tennis. No interest in spas or massages since I have monthly appts with my regular masseur who is also a licensed acupuncturist. She turned to massage as she enjoys doing bodywork but we both have an interest in alternative medicine and Eastern practices (tai chi).

Being foodies, living here is ideal. Our home area has gentrified so much that we can't even keep up with the new restaurants opening in our 'neck of the woods', let alone other popular areas...but that doesn't stop us from trying, LOL!

This is a very HCOL area. Traveling locally costs us much more than if we did a cruise (been there, done that, not interested in doing it again) or did a group travel (ditto). To be honest, I'm astonished out-of-state tourists can afford to visit Northern CA. There are lots of budget things to do - don't get me wrong - and many extremely good "cheap eats". But it requires searching, a strict itinerary, and a careful eye on the budget.

However, if you travel as we do - roughly every 4-7 weeks, except in summer (tourist season; we try to avoid the crowded/hot areas then) - picking areas and eateries because they catch your fancy, then it can get expensive, very quickly.

We are fortunate as our retirement income has been sufficient to allow for travel to other states during the first decade of retirement. Now entering our second decade, we're starting to slow down a bit so there's still plenty of 'expansion room' in the budget to afford continuing trips.

Interestingly, we can track inflation by our daily travel costs. We started in January 2010, the height of the Great Recession, so it was a GREAT time to travel. Many Boomers were still working, travel vacancies abounded in hotels and group trips. We went on a fabulous Road Scholar (formerly Elderhostel) trip to New Mexico that year, led by one of the leading amateur local historians in the state. There were only 12 people on the trip, whereas the year before, the guides told us there were 50-60 on every trip!

We also went on a 6-week trip from Northern CA through the PNW, since I have relatives in Seattle. Great trip including an Alaskan cruise, but boy did I have to do hundreds of hours of research to make it all come out smoothly. Did various other trips over the years, including introducing my spouse to East Coast steaks (he was wowed, LOL) and doing an amazing Korean banquet down in Southern CA where the Asian food scene is so much more interesting than it is up in Northern CA.

Less than two years ago I remarked to my spouse that our travel costs had gone up about 30% from the start of our retirement, just for lodgings and restaurants. And of course, they've gone up since then as well.

Slowly we've settled down into more of a routine with the weekday regional trips. Having acquired a stray cat last year, it makes it a little more difficult to travel now. I don't really like boarding my pets, so right now we have someone who comes in to feed and clean the litterbox daily. But I'm reluctant to ask her to do it for two weeks straight! He's an older cat so upsetting his routine bothers him.

Ironically, the vet bills so far for the cat have totaled what we would spend on a week-long stay in the Napa Valley - one of the most expensive areas in CA to visit o_Oo_Oo_O
I know how it is with animals. They're like an anchor. We can take our dog sometimes but never the cat. That will change over time.
 

Travel has been such a passion of mine for a long time and I've been fortunate to have visited so many places in the US and abroad. Now that I'm fully retired, I've had to cull my list of places I'd still like to see, especially those outside of the US. And, like @Georgiagranny said, my travel gene is wearing out, too. It can be exhausting at times. But I am so, so grateful to have traveled as much as I have.
 

Covered most of the USA in the bus conversion and re-traced a bunch with the motor home with the exception of the PNW. Not much more I want to see except maybe the redwoods.
Besides, I'm spending most of my $$$$ on the old Chevy (and the future hot rod that hasn't found me yet). ;) Cheaper than therapy and works fine.


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Traveled all my life.

I mean ALL MY LIFE.

6 months after birth, I was on the road. (it was the 50's and we could travel back then)

What I've found is there are interesting places everywhere.

The memories I have in quiet moments, about places and things I've seen,
are very important to me at this stage of my life.

Still places I want to experience.

I am lucky to have the funds and a person who will say, 'yea, we can do that...'
 
Yes, travel helps! Also, shutting off the news is another good and inexpensive way to maintain your sanity. It works for me. I watch less and less as time goes by but I feel better and better. It sort of "free medicine" without any side effects. Ha, ha!
I agree. Shutting off the news works wonders. Other than an occasional movie or documentary I haven't watched television in at least twelve years. I'd rather read a good book... or write one.
 
Covered most of the USA in the bus conversion and re-traced a bunch with the motor home with the exception of the PNW. Not much more I want to see except maybe the redwoods.
Besides, I'm spending most of my $$$$ on the old Chevy (and the future hot rod that hasn't found me yet). ;) Cheaper than therapy and works fine.


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It's funny how some people can find working on cars therapeutic. It drives me insane. I've been to fifteen states so far.
 
Traveled all my life.

I mean ALL MY LIFE.

6 months after birth, I was on the road. (it was the 50's and we could travel back then)

What I've found is there are interesting places everywhere.

The memories I have in quiet moments, about places and things I've seen,
are very important to me at this stage of my life.

Still places I want to experience.

I am lucky to have the funds and a person who will say, 'yea, we can do that...'
You are lucky indeed!
 
I have been traveling since age 15. It is a passion and will only stop if I end up with mobility issues. Road trips are not a substitute since I dislike car and bus trips.

Of course my budget allows it because that is pretty much all I like to do. Since I am a minimalist, I don't waste funds on things I don't need. Last year, I cruised several times and currently have plans for the the first one of 2023 at the end of this month. If I could not travel, it would be a drastic change in lifestyle for me.

***"Travel and change of place impart new vigor on the mind." --- Seneca

***"Certainly, travel is more than seeing of sights, it's a change that goes on, deep and permanent, in the ideas of living." --- Mary Ritter Beard

***"We wander for distraction, but we travel for fulfillment." --- Hilarie Belloc

***"I would rather own little and see the world, than own the world and see little of it." --- Alexander Sattler
 
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Yes, and I'm champing at the bit to get going again. One thing that's in the process of fine-tuning is a "sister trip" to Mexico City in September.

I've been invited to join a walking trip in Spain and Portugal to follow a pilgrimage route from the Middle Ages, but I'm not sure the old feet or the hip can do it. I have my great days and I have my bad days. I wouldn't want to have a bad day in the middle of a pilgrimage.

I want to take another cruise, maybe an Alaskan cruise out of Seattle. We can also get cheap cruises right out of Port Canaveral. I love to cruise...and eat....and eat....and eat...

I'm dying to go back to Ecuador. I want to go back to Turkey. I even want to go back to India, but not on Air France this time.
 
Covered most of the USA in the bus conversion and re-traced a bunch with the motor home with the exception of the PNW. Not much more I want to see except maybe the redwoods.
Besides, I'm spending most of my $$$$ on the old Chevy (and the future hot rod that hasn't found me yet). ;) Cheaper than therapy and works fine.


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Ooh! Ah! When I lived in Oregon, my daughter came for a visit and wanted to see the redwoods. So we drove down to Prairie Creek Redwoods State Park in northern California. It was the most amazing place, one beautiful sight after another. Of course the redwoods, and elk, and Fern Canyon, and Gold Bluffs, and just as the sun was setting, we walked back along a beautiful beach. I recommend it.
 
Ooh! Ah! When I lived in Oregon, my daughter came for a visit and wanted to see the redwoods. So we drove down to Prairie Creek Redwoods State Park in northern California. It was the most amazing place, one beautiful sight after another. Of course the redwoods, and elk, and Fern Canyon, and Gold Bluffs, and just as the sun was setting, we walked back along a beautiful beach. I recommend it.
Northern California in very beautiful. What part of Oregon did you live in?
 
I have done quite a bit of traveling to Europe, rv trips and cruises. I have 2 more trips to Europe planned for this April and then 2024. Then I am probably done mainly due to finances.
 
I never limited myself with a travel budget, time was always my biggest constraint. Now I have the time and the money but have lost the travel bug.
 
Northern California in very beautiful. What part of Oregon did you live in?
It is a very beautiful part of the world.

I lived in Albany, Oregon. It was only for about 6 months, but it does "count," because for most of my life I didn't stay in one place for long.

Not much was happening in Albany. I spent a lot of time in Corvallis and Portland, and Eugene to some extent.
 
Yes, we could travel if we want to...choose not to. Traveled for biz and pleasure for 40 years. Had it with the travel. Not our cup of tea anymore. When we look back it was during the good days of air travel and it was still a pain. Call us the reluctant vacationeers. Son has unlimited first class airline miles...tells us to just ask if we want to travel, but even then we decline.

Think it depends on how you have spent your adult years up to retirement maybe?
Its nice to just have the time to enjoy the lifestyle to which we have become accustomed -"at home"...lol. Time was the most pricey thing in our lives for many many years, not bucks.
 
Yes, but I am probably spending it faster than I should... or maybe not - I will probably have later years when I don't have the health to travel so better get it done now.

Next week I am headed to Puerto Penasco, Mexico on a fishing trip. Have trips to Florida, Alaska, and Louisiana planned this year also. I'd like to do some more international travel, but not sure it will happen this year.
 
@Youngster >>>"Does your retirement budget allow you to travel much?"

What he is really asking since many travel by automobile to local leisure destinations especially on relatively easy inexpensive day trips, is:

For those that travel beyond their local vehicle region,
does your retirement budget allow you to travel much?

First, this frugal financial peon has no "retirement budget". Every month bank statement USPS mail arrives showing a checking account balance, SS benefits auto deposit into. For 6 years of retirement all I notice is that the balance remains in the ball park. I don't need much, so spend my money on whatever. As for non-automobile travel? No don't do any. Personally not interested, but yeah worldly travel can be a valuable very interesting activity for some seniors. Living in the San Francisco Bay Area, I can readily drive my old 2007 Forester to plenty of places within a few hours and as a landscape and nature photographer that often legally disperse camps for free, do so frequently every year. During winter I ski Tahoe, and stay in cheap lodging. So the leisure travel industry makes little off this person.

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Hubby and I have done all the traveling we want to do. He's 82 and I'm 76 and just don't have the energy or desire to get out there any more.

He retired in 2001 when we lived in So. CA. Sold our home; bought a 40' fifth-wheel and hit the road. We traveled and lived in our trailer for 4 years (that's when diesel was 99 cents/gal.) until we bought a home in TX. Lived there for a few years and moved back to PA to be closer to family. Lived there for 6 years and moved to AZ for 8+ years and last year we moved back to PA. We've been all over the US and didn't see everything we wanted to see, but we saw enough.

We've also flown, (especially hubby because of the type of work he did before retiring) from one coast to another many times for special occasions with family. We wouldn't want to do it now. Too many problems with people, planes, etc. for us old folks.

The only "traveling" we're going to be doing this summer is hooking up the pontoon and go fishing.
 
Ooh! Ah! When I lived in Oregon, my daughter came for a visit and wanted to see the redwoods. So we drove down to Prairie Creek Redwoods State Park in northern California. It was the most amazing place, one beautiful sight after another. Of course the redwoods, and elk, and Fern Canyon, and Gold Bluffs, and just as the sun was setting, we walked back along a beautiful beach. I recommend it.
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I'll be traveling again come spring. I like to just pick a state, ask a girlfriend if she'd like to travel with me, then book a very nice hotel, choose what sights I might enjoy, and always leave two days for wandering around the area.
I always drive my SUV, so if I want to stop over to see something I can, no hurry to get back home.
It's so very relaxing....
Sounds great RN……can I come 😂
 

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