In Ohio, only if your dog has been adjudicated in court as a dangerous dog, then you have to have liability insurance. At that point, the animal should be put down. See full section of the ORC at:
Section 955.22 - Ohio Revised Code | Ohio Laws
You are not forced in Ohio to have insurance on an animal just because he is of a certain breed & has not done anything wrong that warrants insurance. Are you saying in Massachusetts it's different & you do?
Your logic doesn't add up & you have made a gratuitous assumption yourself about something that isn't related to the discussion on dogs who kept a little girl safe. A convicted felon has no right possess any type of weapon, period. If he is caught with one, he can be prosecuted for possession. No one under the influence of alcohol and/or drugs has any right to drive a vehicle at any time. Get caught behind the wheel & you will be prosecuted for OVI.
Explain to me how a dog that has not done any harm & hasn't ever shown any aggression to any one is automatically dangerous. In your logic, is it just because of the breed of that animal?
This thread was about a beautiful story of a little girl with her two dogs who was kept safe by them until she was found. Guess some people don't like happy stories with dogs in them.